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Health Insurance in Spain

Learn about how health insurance works in Spain

EU Citizens

From the EU, EEA, or Switzerland? Get your EHIC Card!

Citizens of the European Union or the European Economic Area or Switzerland who are entitled to coverage under the social security system of their country must acquire a European Health Insurance Card (EHIC) prior to departure for Spain. This card can be obtained from the public health authorities of the student’s country of origin. This form will give you the necessary health insurance in Spain, though keep in mind that only publicly-funded treatment is included. If you want to obtain private sector services as an international student, you will need to purchase a private health insurance plan.

Non EU Citizens

Not from the EU, EEA, or Switzerland? Get private health insurance!

Since it is required for your student visa application, you must take out private health insurance in Spain to cover the duration of your stay. There are some countries, including Peru, Paraguay, Andorra, Brazil, Ecuador, and Chile, that have mutual health provision agreements with Spain, and are entitled to receive basic healthcare. If you are an international student who is not a part of the EU or EEA, it is strongly recommended that you research if such an agreement exists in your home country. If it does, you should attain a document from the relevant authorities in your country granting you free medical care in Spain.
Students from countries with bilateral healthcare agreements with Spain can benefit from free hospitalization in case of a medical emergency as long as the corresponding certificate from their home country is presented. If you are not from one of those countries, emergency healthcare is guaranteed regardless of nationality, but charges may apply. Non-emergency treatment may not be covered, so be sure to contact your home country to see whether you need private health insurance for Spain.
Spanish countryside

Private Health Insurance in Spain

Private health insurance is readily available throughout Spain. The policies will differ, so make sure to read the policies closely so that the plan you choose will cover everything you need.

Be sure to check with your insurance company as you’ll need a letter outlining minimum requirements.nAn international student planning to study in Spain must present a health insurance plan that covers at least €30,000 (plus repatriation and evacuation) in order to complete the visa application. Many Spanish consular offices are strict about the insurance plans they will permit as part of the visa application. The plan must cover the entire period of the stay, be valid for all Schengen States, and cover any costs that may arise from repatriation for medical reasons, urgent medical attention, emergency treatment or death during stay.

It is imperative that international students planning to study in Spain acquire the proper medical health insurance before beginning their journey. Depending on your country of origin, there may already be a system in place to obtain your medical health insurance. Start the process as early as possible, and do not be afraid to ask questions to your local health services to ensure you are getting the correct insurance for your situation.

We offer the following plans to students who are planning to travel, study or visit Spain - all of which provide a visa letter to show as proof of coverage to the embassy or consulate:

Atlas Travel Patriot International Patriot Exchange
Policy MaximumPolicy Max. $50,000 to $2 Million $50,000 to $1 Million $5 Million
DeductibleDed. $0 up to $5,000 $0 up to $2,500 $0 up to $500
Currency $ USD priced $ USD priced $ USD priced
Premium Starting at $0.85/day Starting at $0.89/day Starting at $1.37/day

Best Insurance Plans for Spain

We have a range of insurance plans, however for students studying in Spain the best insurance options are: