University of Denver - Scholars
Denver, CO
The University of Denver recommends the Student Secure, Patriot Exchange, and Patriot Travel Medical plans for their visiting scholars and dependents. Those individuals on a J1 visa are eligible for all three plan options, and J2 dependents can choose the Patriot Exchange or the Patriot Travel Medical plans. Please keep in mind your plan must be active for the entire duration of your J visa, so we recommend purchasing coverage for the full length of your program. You should never let your insurance policy expire as long as you remain in the US!
* rates are based on students aged 24 and under unless otherwise noted.
Compare Plan Level Benefits
- Smart
- Medical Maximum $200,000
- Per Injury/Illness Maximum $100,000
- Deductible $0(co-pays apply)
-
Coinsurance
In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description - Pre-existing Conditions Not Covered
- Maternity Not Covered
-
Mental Health
Outpatient: $50 per day, $500
Inpatient: Up to $5,000 - School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $50,000 / $25,000
- Budget
- Medical Maximum $500,000
- Per Injury/Illness Maximum $250,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 12-month waiting period
- Maternity Up to $5,000
-
Mental Health
Outpatient: Max. 30 visits.
Inpatient: Max. 30 days of coverage.
Coverage includes drug and alcohol abuse. - School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $250,000 / $25,000
- Select
- Medical Maximum $1,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $10,000
-
Mental Health
Outpatient: Max. 30 visits.
Inpatient: Max. 30 days of coverage.
Coverage includes drug and alcohol abuse. - School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $300,000 / $50,000
- Elite
- Medical Maximum $5,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $15,000
-
Mental Health
Outpatient: Max. 40 visits.
Inpatient: Max. 40 days of coverage.
Coverage includes drug and alcohol abuse. - School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $500,000 / $50,000
- America
- Medical Maximum $5,000,000
- Per Injury/Illness Maximum Choice of $50,000, $100,000, $250,000, or $500,000
- Deductible Choice of $0, $100, $250, $500 per illness or injury
-
Coinsurance
USA In-Network: Plan pays 90%; $1000 out-of-pocket maximum
USA Out-of-Network: Plan pays 80%; up to maximum limit - Pre-existing Conditions (Acute Onset) Not Covered
-
Pre-existing Conditions
$500 per period of coverage, $1,500 maximum limit
Available after 12 months of continuous coverage - Maternity Not Covered
-
Mental Health
Outpatient: $50 maximum per day; $500 maximum limit
Inpatient: $10,000 maximum limit
Not covered if incurred in student health center -
School Team Sports
No Coverage
Optional Team Sports Add-on available, please select that option to view pricing. - Recreational, Fitness and Leisure Activities Covered per policy conditions
-
Adventure Sports
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. - Emergency Medical Evacuation/Repatriation $50,000/$25,000
- America - Plus
-
Medical Maximum
$50,000, $100,000, $500,000 or $1,000,000
(Ages 70 to 79: $50,000 limit; Ages 80+: $10,000 limit) - Per Injury/Illness Maximum Benefits up to policy max
- Deductible $0, $100, $250, $500, $1,000 or $2,500
-
Coinsurance
In Network: 100% Coverage
Out of Network: 80% coverage up to $5,000, then 100% up to the policy maximum - Pre-existing Conditions (Acute Onset) Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : Up to the maximum limit of the policy purchased
- Pre-existing Conditions Not Covered
- Maternity Not Covered
- Mental Health Not Covered
- School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
-
Adventure Sports
No Coverage
Optional Adventure Sports rider available, please select that option to view pricing. - Emergency Medical Evacuation/Repatriation $1,000,000 / Up to the maximum limit
If you are a DU employee and only need coverage for Emergency Medical Evacuation and Repatriation of Remains, please visit the following link to purchase coverage: https://www.internationalstudentinsurance.com/emergency-evacuation/
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.