Northern Nevada International Center
Reno, NV

The Student Secure, Atlas Travel, and Patriot Exchange plans are great options to suit your health insurance needs, and meet or exceed the minimum health insurance requirements from the US Department of State for J visas

The Student Secure plan is a great option for F-1 or J-1 visa holders only. This plan offers comprehensive coverage, allowing you to choose from four different levels, and can be purchased from as little as one month up to one year with renewability for up to four years in total.

The Atlas Travel and Patriot Exchange plans are a great option for F-1 or J-1 visa holders and their dependents!

Student SecureSmart

$31/month *

Policy Max
$200,000
Deductible
$0
Brochure

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Student SecureBudget

$52/month *

Policy Max
$500,000
Deductible
$0
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Student SecureSelect

$104/month *

Policy Max
$1,000,000
Deductible
$0
Brochure

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Student SecureElite

$178/month *

Policy Max
$5,000,000
Deductible
$0
Brochure

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Atlas TravelJ1 Compliant

$53.70/month *

Policy Max
$100,000–$2,000,000
Deductible
$0–$500
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Patriot ExchangeJ1 ($500-/$100k+)

$57.66/month *

Policy Max
$5,000,000
Deductible
$0–$500
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* rates are based on students aged 24 and under unless otherwise noted.

Compare all benefits side-by-side

Student Secure
Smart
Medical Maximum $200,000
Per Injury/Illness Maximum $100,000
Deductible $0(co-pays apply)
Coinsurance In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description
Pre-existing Conditions Not Covered
Maternity Not Covered
Mental Health Outpatient: $50 per day, $500
Inpatient: Up to $5,000
School Team Sports Not Covered
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $50,000 / $25,000

Student Secure
Budget
Medical Maximum $500,000
Per Injury/Illness Maximum $250,000
Deductible $0 (co-pays apply)
Coinsurance In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
Pre-existing Conditions 12-month waiting period
Maternity Up to $5,000
Mental Health Outpatient: Max. 30 visits.
Inpatient: Max. 30 days of coverage.
Coverage includes drug and alcohol abuse.
School Team Sports Not Covered
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $250,000 / $25,000

Student Secure
Select
Medical Maximum $1,000,000
Per Injury/Illness Maximum $500,000
Deductible $0 (co-pays apply)
Coinsurance In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
Pre-existing Conditions 6-month waiting period
Maternity Up to $10,000
Mental Health Outpatient: Max. 30 visits.
Inpatient: Max. 30 days of coverage.
Coverage includes drug and alcohol abuse.
School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $300,000 / $50,000

Student Secure
Elite
Medical Maximum $5,000,000
Per Injury/Illness Maximum $500,000
Deductible $0 (co-pays apply)
Coinsurance In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
Pre-existing Conditions 6-month waiting period
Maternity Up to $15,000
Mental Health Outpatient: Max. 40 visits.
Inpatient: Max. 40 days of coverage.
Coverage includes drug and alcohol abuse.
School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $500,000 / $50,000

Atlas Travel
America
Medical Maximum $50,000, $100,000, $250,000, $500,000 $1,000,000, or $2,000,000
(Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit)
Per Injury/Illness Maximum Benefits up to policy max
Deductible $0, $100, $250, $500, $1,000, $2,500 or $5,000
Coinsurance 100% coverage on eligible expenses, after the deductible, up to the policy maximum.
Pre-existing Conditions (Acute Onset) Only charges resulting from an Acute Onset of a Pre-existing Condition can be eligible for coverage. Coverage is for those under age 80 and is up to the policy maximum of the plan. For Emergency Medical Evacuation, an Acute Onset of a Pre-existing Condition is covered up to a $25,000 lifetime maximum.
See policy wording for full benefit description
Pre-existing Conditions Not Covered
Maternity Only treatment for complications of pregnancy during the first 26 weeks of pregnancy can be covered.
Mental Health Not Covered
School Team Sports Not Covered
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $1,000,000 / Equal to the elected overall maximum limit

Patriot Exchange
America
Medical Maximum $5,000,000
Per Injury/Illness Maximum Choice of $50,000, $100,000, $250,000, or $500,000
Deductible Choice of $0, $100, $250, $500 per illness or injury
Coinsurance USA In-Network: Plan pays 90%; $1000 out-of-pocket maximum
USA Out-of-Network: Plan pays 80%; up to maximum limit
Pre-existing Conditions (Acute Onset) Not Covered
Pre-existing Conditions $500 per period of coverage, $1,500 maximum limit
Available after 12 months of continuous coverage
Maternity Not Covered
Mental Health Outpatient: $50 maximum per day; $500 maximum limit
Inpatient: $10,000 maximum limit
Not covered if incurred in student health center
School Team Sports No Coverage
Optional Team Sports Add-on available, please select that option to view pricing.
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
Emergency Medical Evacuation/Repatriation $50,000/$25,000

100% guarantee or your money back!

We guarantee that our plan will work for your school. If your school rejects the plan, you can get a full refund within 30 days of the effective date so long as the plan has not been used and you have proof of denial from your school.

Contact Us

If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.

Toll Free: (877) 758-4391
Direct/International : +1 (904) 758-4391
Email: info@internationalstudentinsurance.com

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International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.

Northern Nevada International Center Reno, NV

Student SecureSmart

Policy Max

Deductible

Brochure

Student SecureBudget

Policy Max

Deductible

Brochure

Student SecureSelect

Policy Max

Deductible

Brochure

Student SecureElite

Policy Max

Deductible

Brochure

Atlas TravelJ1 Compliant

Policy Max

Deductible

Brochure

Patriot ExchangeJ1 ($500-/$100k+)

Policy Max

Deductible

Brochure

Compare Plan Level Benefits

Contact Us

Northern Nevada International Center
Reno, NV