California State University - Fresno OPT
Fresno, CA

California State University -Fresno has selected the following plan options for their international students on OPT. These plans are designed to fulfill your medical needs in the event of an unexpected accident or illness.

All international students are recommended to have medical coverage during their entire stay outside of their home country.

Student SecureSmart

$31/month

Policy Max
$200,000
Deductible
$0
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Student SecureBudget

$52/month

Policy Max
$500,000
Deductible
$0
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Student SecureSelect

$104/month

Policy Max
$1,000,000
Deductible
$0
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Student SecureElite

$178/month

Policy Max
$5,000,000
Deductible
$0
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Atlas Travel

$29.40/month

Policy Max
$50,000–$2,000,000
Deductible
$0–$5,000
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GeoBlue Navigator

$230/month
$5,000 Plan

Policy Max
Unlimited
Deductible
$0–$5,000
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Compare all benefits side-by-side

Note: rates are based on students aged 24 and under unless otherwise noted.

Student Secure
Smart
Medical Maximum $200,000
Per Injury/Illness Maximum $100,000
Deductible $0(co-pays apply)
Coinsurance In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description
Pre-existing Conditions Not Covered
Maternity Not Covered
Mental Health Outpatient: $50 per day, $500
Inpatient: Up to $5,000
School Team Sports Not Covered
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $50,000 / $25,000

Student Secure
Budget
Medical Maximum $500,000
Per Injury/Illness Maximum $250,000
Deductible $0 (co-pays apply)
Coinsurance In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
Pre-existing Conditions 12-month waiting period
Maternity Up to $5,000
Mental Health Outpatient: Max. 30 visits.
Inpatient: Max. 30 days of coverage.
Coverage includes drug and alcohol abuse.
School Team Sports Not Covered
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $250,000 / $25,000

Student Secure
Select
Medical Maximum $1,000,000
Per Injury/Illness Maximum $500,000
Deductible $0 (co-pays apply)
Coinsurance In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
Pre-existing Conditions 6-month waiting period
Maternity Up to $10,000
Mental Health Outpatient: Max. 30 visits.
Inpatient: Max. 30 days of coverage.
Coverage includes drug and alcohol abuse.
School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $300,000 / $50,000

Student Secure
Elite
Medical Maximum $5,000,000
Per Injury/Illness Maximum $500,000
Deductible $0 (co-pays apply)
Coinsurance In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
Pre-existing Conditions 6-month waiting period
Maternity Up to $15,000
Mental Health Outpatient: Max. 40 visits.
Inpatient: Max. 40 days of coverage.
Coverage includes drug and alcohol abuse.
School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $500,000 / $50,000

Atlas Travel
America
Medical Maximum $50,000, $100,000, $250,000, $500,000 $1,000,000, or $2,000,000
(Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit)
Per Injury/Illness Maximum Benefits up to policy max
Deductible $0, $100, $250, $500, $1,000, $2,500 or $5,000
Coinsurance 100% coverage on eligible expenses, after the deductible, up to the policy maximum.
Pre-existing Conditions (Acute Onset) Only charges resulting from an Acute Onset of a Pre-existing Condition can be eligible for coverage. Coverage is for those under age 80 and is up to the policy maximum of the plan. For Emergency Medical Evacuation, an Acute Onset of a Pre-existing Condition is covered up to a $25,000 lifetime maximum.
See policy wording for full benefit description
Pre-existing Conditions Not Covered
Maternity Only treatment for complications of pregnancy during the first 26 weeks of pregnancy can be covered.
Mental Health Not Covered
School Team Sports Not Covered
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $1,000,000 / Equal to the elected overall maximum limit

100% guarantee or your money back!

We guarantee that our plan will work for your school. If your school rejects the plan, you can get a full refund within 30 days of the effective date so long as the plan has not been used and you have proof of denial from your school.

Contact Us

If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.

Toll Free: (877) 758-4391
Direct/International : +1 (904) 758-4391
Email: info@internationalstudentinsurance.com

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International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.

California State University - Fresno OPT Fresno, CA

Student SecureSmart

Policy Max

Deductible

Brochure

Student SecureBudget

Policy Max

Deductible

Brochure

Student SecureSelect

Policy Max

Deductible

Brochure

Student SecureElite

Policy Max

Deductible

Brochure

Atlas Travel

Policy Max

Deductible

Brochure

GeoBlue Navigator

Policy Max

Deductible

Brochure

Compare Plan Level Benefits

Contact Us

California State University - Fresno OPT
Fresno, CA