Northern Arizona University - OPT Students
Flagstaff, AZ

Northern Arizona University recommend that international students who are on OPT maintain coverage while they are in the United States. Our Student Health insurance plan provides students the flexibility to choose from four different levels, and you can purchase as little as 15 days up to one year, with renewability up to four years. Immediately after purchase, you will receive an email confirmation that will include your ID card and receipt.

Student SecureSmart

$31/month *

Policy Max
$200,000
Deductible
$0
Brochure

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Student SecureBudget

$52/month *

Policy Max
$500,000
Deductible
$0
Brochure

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Student SecureSelect

$104/month *

Policy Max
$1,000,000
Deductible
$0
Brochure

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Student SecureElite

$178/month *

Policy Max
$5,000,000
Deductible
$0
Brochure

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* rates are based on students aged 24 and under unless otherwise noted.

Compare all benefits side-by-side

Student Secure
Smart
Medical Maximum $200,000
Per Injury/Illness Maximum $100,000
Deductible $0(co-pays apply)
Coinsurance In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description
Pre-existing Conditions Not Covered
Maternity Not Covered
Mental Health Outpatient: $50 per day, $500
Inpatient: Up to $5,000
School Team Sports Not Covered
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $50,000 / $25,000

Student Secure
Budget
Medical Maximum $500,000
Per Injury/Illness Maximum $250,000
Deductible $0 (co-pays apply)
Coinsurance In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
Pre-existing Conditions 12-month waiting period
Maternity Up to $5,000
Mental Health Outpatient: Max. 30 visits.
Inpatient: Max. 30 days of coverage.
Coverage includes drug and alcohol abuse.
School Team Sports Not Covered
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $250,000 / $25,000

Student Secure
Select
Medical Maximum $1,000,000
Per Injury/Illness Maximum $500,000
Deductible $0 (co-pays apply)
Coinsurance In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
Pre-existing Conditions 6-month waiting period
Maternity Up to $10,000
Mental Health Outpatient: Max. 30 visits.
Inpatient: Max. 30 days of coverage.
Coverage includes drug and alcohol abuse.
School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $300,000 / $50,000

Student Secure
Elite
Medical Maximum $5,000,000
Per Injury/Illness Maximum $500,000
Deductible $0 (co-pays apply)
Coinsurance In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
Pre-existing Conditions (Acute Onset) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
Pre-existing Conditions 6-month waiting period
Maternity Up to $15,000
Mental Health Outpatient: Max. 40 visits.
Inpatient: Max. 40 days of coverage.
Coverage includes drug and alcohol abuse.
School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
Recreational, Fitness and Leisure Activities Covered per policy conditions
Adventure Sports Some exclusions apply
Emergency Medical Evacuation/Repatriation $500,000 / $50,000

100% guarantee or your money back!

We guarantee that our plan will work for your school. If your school rejects the plan, you can get a full refund within 30 days of the effective date so long as the plan has not been used and you have proof of denial from your school.

Other Student Categories

F1 Students Study Abroad Students J Visa Holders NAU Employee Add On Dependents

Contact Us

If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.

Toll Free: (877) 758-4391
Direct/International : +1 (904) 758-4391
Email: info@internationalstudentinsurance.com

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International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.

Northern Arizona University - OPT Students Flagstaff, AZ

Student SecureSmart

Policy Max

Deductible

Brochure

Student SecureBudget

Policy Max

Deductible

Brochure

Student SecureSelect

Policy Max

Deductible

Brochure

Student SecureElite

Policy Max

Deductible

Brochure

Compare Plan Level Benefits

Other Student Categories

Contact Us

Northern Arizona University - OPT Students
Flagstaff, AZ