Colorado State University - Scholars
Fort Collins, CO
The Student Secure health insurance plan provides comprehensive coverage meeting the J-1 regulatory requirements for health insurance, and provides coverage for COVID-19 the same as any other illness. Scholars are encouraged to view the plan benefits, exclusions and frequently asked questions to familiarize themselves with how the plan works and what it covers. Once you have purchased coverage, you will need to download your visa letter in the Student Zone. Scholars are responsible for having health insurance coverage for their ENTIRE stay in the U.S. You should never let your insurance policy expire as long as you remain in the U.S.
| Policy Max | Deductible | Brochure | Price per month * | |||
|---|---|---|---|---|---|---|
 |
Smart | $200,000 | $0 | $31 | ||
|
|
Budget | $500,000 | $0 | $52 | ||
|
|
Select | $1,000,000 | $0 | $104 | ||
|
|
Elite | $5,000,000 | $0 | $178 | ||
* rates are based on students aged 24 and under unless otherwise noted.
Compare Plan Level Benefits
- Smart
- Medical Maximum $200,000
- Per Injury/Illness Maximum $100,000
- Deductible $0(co-pays apply)
-
Coinsurance
In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description - Pre-existing Conditions Not Covered
- Maternity Not Covered
-
Mental Health
Outpatient: $50 per day, $500
Inpatient: Up to $5,000 - School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $50,000 / $25,000
- Budget
- Medical Maximum $500,000
- Per Injury/Illness Maximum $250,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 12-month waiting period
- Maternity Up to $5,000
-
Mental Health
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - School Team Sports Not Covered
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $250,000 / $25,000
- Select
- Medical Maximum $1,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $10,000
-
Mental Health
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $300,000 / $50,000
- Elite
- Medical Maximum $5,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $15,000
-
Mental Health
Outpatient: Max. 40 days of coverage.
Inpatient: Max. 40 visits.
Coverage includes drug and alcohol abuse. - School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $500,000 / $50,000
Other CSU Student Categories
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.