Military Students (IMS) | Benefits
The table below outlines the policy benefits available, per individual, on the Atlas Travel International Travel Medical Insurance plan. Coverage is available for both US and Non-US Citizens who are planning to travel, study or live abroad with coverage starting at just 5 days and up to 364 days inside the USA and 1 year outside the USA with renewal possibilities of up to 3 years.
Please review the table for full details and if you have any questions, please contact our customer support team for assistance.
| Policy Maximum | $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 (Ages 65 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit) |
|---|---|
| Deductible | $0, $100, $250, $500, $1,000, $2,500, or $5,000 The deductible is due once per certificate period |
| ER Co-Pay Only applies to Claims incurred in U.S. | $200 for each use of the emergency room if not admitted to the hospital as an in-patient. Waived for Emergency treatment of injury. |
| Urgent Care Co-Pay Only applies to Claims incurred in U.S. | $15 per visit, then the coinsurance will apply. Not subject to deductible. Co-payment waived if $0 deductible elected. |
| Network | Click here to search the PPO Doctor/Hospital Network |
| Coinsurance | 100% coverage on eligible expenses, after the deductible, up to the policy maximum. |
Key Medical Benefits |
|
|---|---|
| Hospital Room & Board | Average semi-private room rate, including nursing services. |
| Outpatient Treatment | Up to the Overall Maximum. |
| Prescription Medications | Up to the Overall Maximum. Maximum supply of 60 days per each prescription |
| Acute Onset of Pre-existing Conditions | Up to the Overall Maximum. Up to $25,000 Lifetime Maximum for Emergency Medical Evacuation |
| Emergency Dental | Up to $300 Not subject to deductible. |
| Emergency Eye Exam | Up to $150 $50 co-pay per occurrence (plan deductible is waived) |
| Emergency Medical Evacuation | Up to $1,000,000 Lifetime Maximum Not subject to deductible or overall maximum limit. |
| Repatriation of Remains | Equal to the elected overall maximum limit. Not subject to deductible or coinsurance |
| Accidental Death and Dismemberment |
Under 18: $5,000 lifetime maximum |
| Trip Interruption | Up to $10,000 Not subject to deductible |
| Lost Checked Luggage | $1,000 limit Not subject to deductible |
| Travel Delay | Up to $100 per day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days Not subject to deductible. |
| Lost or Stolen Passport/Travel Visa | $100 limit Not subject to deductible. |
| Border Entry Protection | Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border. Not subject to deductible. |
| Personal Liability |
Lifetime maximum - $25,000 Third person injury – Up to $25,000 Third person property – Up to $25,000 Related third person property – Up to $2,500 Not subject to deductible or overall maximum limit. |
To view the full plan benefits and the complete table of benefits, please download a copy of the plan brochure:
This is a summary of a selection of the key plan benefits offered only as an illustration and does not supersede in any way the Certificate of Insurance and governing policy documents. The Certificate of Insurance is the only source of the actual benefits provided.
