CUNY College of Staten Island
Staten Island, NY

College of Staten Island - CUNY recommends the Student Health Advantage or Patriot plans for their international students as these plans provide wide coverage at reasonable rates. Enrolled students studying at the College of Staten Island - CUNY should purchase health insurance to protect themselves in the event of an accident or illness during their time in the USA. Students must have coverage during their entire stay abroad.

		最高保额	免赔额	每月保费 *
在线投保	Budget	$500,000	$0	$52
在线投保	Elite	$5,000,000	$0	$178
在线投保	Standard	$500,000	$100 每宗疾病/受伤 (医疗网络内的机构就医)	$94 rate for ages 19-23
在线投保	Platinum	$1,000,000	$25 每宗疾病/受伤 (医疗网络内的机构就医)	$288 rate for ages 19-23
在线投保	Plus	$50,000–$1,000,000	$0–$2,500	$41.10
在线投保	Platinum	$2,000,000–$8,000,000	$0–$25,000	$96.90

* 以上保费是24岁或以下人士年龄层的保费。

并列比较所有的保障

Budget
最高医疗保额 50万美元
每宗伤害或疾病的最高保额 25万美元
免赔额 $0 (co-pays apply)
共同保险额度 In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病 12-month waiting period
怀孕生育保障 最高上限$5,000
心理健康保障 Outpatient: Max. 30 visits.
Inpatient: Max. 30 days of coverage.
Coverage includes drug and alcohol abuse.
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 25万美元 / $25,000美元

Elite
最高医疗保额 $5,000,000
每宗伤害或疾病的最高保额 50万美元
免赔额 $0 (co-pays apply)
共同保险额度 In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病 6-month waiting period
怀孕生育保障 Up to $15,000
心理健康保障 Outpatient: Max. 40 visits.
Inpatient: Max. 40 days of coverage.
Coverage includes drug and alcohol abuse.
学校团队运动保障 Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 $50万美元 / $5万美元

Standard
最高医疗保额 50万美元
每宗伤害或疾病的最高保额 30万美元
免赔额 $100
共同保险额度 In-Network: The plan pays 100% of eligible expenses up to Maximum Limit
Out-Network:The plan pays 80% of eligible expenses up to $5,000, then 100% up to Maximum Limit
已存在状况/疾病 (急性发作) 不理赔
已存在状况/疾病 连续覆盖12个月后
怀孕生育保障 不理赔
心理健康保障 住院治疗: 终身最高1万美元
门诊治疗: 每天最高$50美元；终身最高$500美元
*学校健康中心接受治疗不获理赔
学校团队运动保障 Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国 $50万美元 / $5万美元

Platinum
最高医疗保额 100万美元
每宗伤害或疾病的最高保额 50万美元
免赔额 $25
共同保险额度 In-Network: 100% of eligible expenses up to Maximum Limit
Out-Network: 80% up to $5,000, then 100% up to Maximum Limit
已存在状况/疾病 (急性发作) 不理赔
已存在状况/疾病 连续覆盖6个月后
怀孕生育保障 最高上限$5,000
心理健康保障 住院治疗: 终身最高1万美元
门诊治疗: 每天最高$50美元；终身最高$500美元
*学校健康中心接受治疗不获理赔
学校团队运动保障 Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国 $50万美元 / $5万美元

America - Plus
最高医疗保额 $50,000, $100,000, $500,000 or $1,000,000
(Ages 70 to 79: $50,000 limit; Ages 80+: $10,000 limit)
每宗伤害或疾病的最高保额 保障直至最高保额
免赔额 可选择$0, $100, $250, $500, $1,000 或 $2,500美元
共同保险额度 In Network: 100% Coverage
Out of Network: 80% coverage up to $5,000, then 100% up to the policy maximum
已存在状况/疾病 (急性发作) Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : Up to the maximum limit of the policy purchased
已存在状况/疾病 不理赔
怀孕生育保障 不理赔
心理健康保障 不理赔
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国 $1,000,000 / Up to the maximum limit

America - Platinum
最高医疗保额 $2,000,000, $5,000,000 or $8,000,000
(Ages 70 to 79: $100,000 limit; Ages 80+: $20,000 limit)
每宗伤害或疾病的最高保额 保障直至最高保额
免赔额 可选择$0, $100, $250, $500, $1,000, $2,500, $5,000, $10,000 或 $25,000美元
共同保险额度 在医疗网络内就医: 计划承担100%的合资格医疗费用直至最高保额
在医疗网络外就医:首5千美元内，计划承担90%，超过5千美元的部分计划承担100%，直至所选的最高保额
已存在状况/疾病 (急性发作) United States citizens: Age 64 and under without a Primary Health Plan: Maximum Limit: $20,000
Age 64 and under with a Primary Health Plan: Maximum Limit: $1,000,000
Age 65 through age 69: Maximum Limit: $2,500
Non-United States citizens: Age 69 and under: Maximum Limit: $1,000,000
已存在状况/疾病 不理赔
怀孕生育保障 不理赔
心理健康保障 不理赔
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国 与投保时所选的最高总保额相同 / 与投保时所选的最高总保额相同