J-1s - CUNY College of Staten Island
Staten Island, NY

For J-1 visa holders studying or working at the CUNY College of Staten Island, the following plans are good options for you and your dependents. Note that some plans require the J-1 visa holder to use the plan in order to add dependents to that plan.

		最高保额	免赔额	每月保费 *
在线投保	J1 ($500-/$100k+)	$5,000,000	$0–$500	$57.67
在线投保	J1 Compliant	$100,000–$2,000,000	$0–$500	$53.70
在线投保	J1 Compliant	$100,000–$1,000,000	$0–$500	$46.71 Ages 18-29
在线投保	J1 ($500-/$100k+)	$50,000–$1,000,000	$0–$2,500	Varies Ages 18-29

* 以上保费是24岁或以下人士年龄层的保费。

并列比较所有的保障

America
最高医疗保额 $5,000,000
每宗伤害或疾病的最高保额 Choice of $50,000, $100,000, $250,000, or $500,000
免赔额 Choice of $0, $100, $250, $500 per illness or injury
共同保险额度 USA In-Network: Plan pays 90%; $1000 out-of-pocket maximum
USA Out-of-Network: Plan pays 80%; up to maximum limit
已存在状况/疾病 (急性发作) 不理赔
已存在状况/疾病 $500 per period of coverage, $1,500 maximum limit
Available after 12 months of continuous coverage
怀孕生育保障 不理赔
心理健康保障 Outpatient: $50 maximum per day; $500 maximum limit
Inpatient: $10,000 maximum limit
Not covered if incurred in student health center
学校团队运动保障 No Coverage
Optional Team Sports Add-on available, please select that option to view pricing.
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国 $50,000/$25,000

America
最高医疗保额 $50,000, $100,000, $250,000, $500,000 $1,000,000, or $2,000,000
(Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit)
每宗伤害或疾病的最高保额 保障直至最高保额
免赔额 $0, $100, $250, $500, $1,000, $2,500 or $5,000
共同保险额度 扣除免赔额后，计划承担100%的合资格医疗费用直至最高保额
已存在状况/疾病 (急性发作) Only charges resulting from an Acute Onset of a Pre-existing Condition can be eligible for coverage. Coverage is for those under age 80 and is up to the policy maximum of the plan. For Emergency Medical Evacuation, an Acute Onset of a Pre-existing Condition is covered up to a $25,000 lifetime maximum.
See policy wording for full benefit description
已存在状况/疾病 不理赔
怀孕生育保障 只覆盖怀孕头第26周妊娠合并症的治疗费用
心理健康保障 不理赔
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 $1,000,000 / Equal to the elected overall maximum limit

America - Plus
最高医疗保额 $50,000, $100,000, $500,000 or $1,000,000
(Ages 70 to 79: $50,000 limit; Ages 80+: $10,000 limit)
每宗伤害或疾病的最高保额 保障直至最高保额
免赔额 可选择$0, $100, $250, $500, $1,000 或 $2,500美元
共同保险额度 In Network: 100% Coverage
Out of Network: 80% coverage up to $5,000, then 100% up to the policy maximum
已存在状况/疾病 (急性发作) Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : Up to the maximum limit of the policy purchased
已存在状况/疾病 不理赔
怀孕生育保障 不理赔
心理健康保障 不理赔
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国 $1,000,000 / Up to the maximum limit

America - Plus
最高医疗保额 $50,000, $100,000, $500,000 or $1,000,000
(Ages 70 to 79: $50,000 limit; Ages 80+: $10,000 limit)
每宗伤害或疾病的最高保额 保障直至最高保额
免赔额 可选择$0, $100, $250, $500, $1,000 或 $2,500美元
共同保险额度 In Network: 100% Coverage
Out of Network: 80% coverage up to $5,000, then 100% up to the policy maximum
已存在状况/疾病 (急性发作) Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : Up to the maximum limit of the policy purchased
已存在状况/疾病 不理赔
怀孕生育保障 不理赔
心理健康保障 不理赔
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 No Coverage
Optional Adventure Sports rider available, please select that option to view pricing.
紧急医疗运送/遗体运送回国 $1,000,000 / Up to the maximum limit