Commonwealth University of Pennsylvania
Various Locations, PA

Commonwealth University of Pennsylvania为在校学习的留学生选择StudentSecure Budget留学医疗保险计划，StudentSecure Budget留学医疗保险计划是一款专为留学生设计，提供价格优惠且全方位的覆盖的保险。

重要日期 — 留学生必须购买这整段时间的保险覆盖

Spring 2025: January 27, 2025 to May 15, 2025

		最高保额	免赔额	每月保费 *
在线投保	Smart	$200,000	$0	$31
在线投保	Budget	$500,000	$0	$52
在线投保	Select	$1,000,000	$0	$104
在线投保	Elite	$5,000,000	$0	$178

* 以上保费是24岁或以下人士年龄层的保费。

Smart
最高医疗保额 20万美元
每宗伤害或疾病的最高保额 $100,000
免赔额 $0(co-pays apply)
共同保险额度 In-Network: 80% of the next $100,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作) $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description
已存在状况/疾病 不理赔
怀孕生育保障 不理赔
心理健康保障 Outpatient: $50 per day, $500
Inpatient: Up to $5,000
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 $50,000 / $25,000

Budget
最高医疗保额 50万美元
每宗伤害或疾病的最高保额 25万美元
免赔额 $0 (co-pays apply)
共同保险额度 In-Network: 80% of the next $45,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病 12-month waiting period
怀孕生育保障 最高上限$5,000
心理健康保障 Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse.
学校团队运动保障 不理赔
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 25万美元 / $25,000美元

Select
最高医疗保额 100万美元
每宗伤害或疾病的最高保额 50万美元
免赔额 $0 (co-pays apply)
共同保险额度 In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病 6-month waiting period
怀孕生育保障 最高上限$10,000
心理健康保障 Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse.
学校团队运动保障 Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 $300,000 / $50,000

Elite
最高医疗保额 $5,000,000
每宗伤害或疾病的最高保额 50万美元
免赔额 $0 (co-pays apply)
共同保险额度 In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.

Out-Network: Usual, Reasonable, and Customary (URC)
已存在状况/疾病 (急性发作) Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description
已存在状况/疾病 6-month waiting period
怀孕生育保障 Up to $15,000
心理健康保障 Outpatient: Max. 40 days of coverage.
Inpatient: Max. 40 visits.
Coverage includes drug and alcohol abuse.
学校团队运动保障 Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
休闲、娱乐、健身等活动/运动 按保障条款覆盖
极限运动 Some exclusions apply
紧急医疗运送/遗体运送回国 $50万美元 / $5万美元

所有留学生请认真阅读计划的保障、除外责任(不保事项)及常见问题部分以了解这个计划的使用方式和覆盖范围。请按如下步骤购买保险：

如果你符合以下其中一个身份，我们有不同的保险计划方案能满足你的需求。请按以下身份来查看相关的保险计划信息:

如果你需要协助寻找或投保计划，请contact our customer service team，我们持有保险牌照的客服同事会立刻为你提供帮助:

International Student Insurance(ISI留学保险)为各留学生搜集美国大学的保险要求信息资源，但这并不代表本网站或本公司与你的学校有任何合作关系。购买前你应该再次与你的学校或我们的客服团队确认我们的保险计划是否符合你学校的留学保险规定要求。