For international students studying at New York University (NYU), you have the option to choose the school insurance plan or select an alternative option that meets the waiver requirements. Read this article to learn more about how the waiver process works when you purchase our Student Defender plan to waive the NYU school insurance.
What is the plan option through ISI that meets NYU’s waiver requirements, and how does it compare to NYU’s plan?
| Plan Comparison | NYU Plan | Student Defender Plan |
| Cost | $4644 per year | Starting at $1,188 per year |
| Network | Cigna OAP | Aetna Passport PPO |
| Out of Pocket Max | $5,000 | $6,350 |
| Deductible (Annual) | $0 | $200, $500, or $1500 |
| Coinsurance | 90% | 80% |
For more information about the Student Defender plan, click here!
What is a waiver form?
Some students can find other insurance plans more affordable or more suitable for their needs, but most schools allow them to explore other options as long as they meet their requirements.
A waiver form is a formal document where independent insurance companies or brokers can review the insurance requirements NYU establishes for all their students to guarantee that they are compliant with their guidelines.
How to Pick an Insurance Plan?
It’s very important to take into consideration some points before choosing a plan:
1. Restrictions: Some insurance companies have restrictions on online transactions or even to different countries due to security reasons.
2. Price: All of our plans work with age brackets and daily rates, so depending on the one that you are currently in, the price could be different. Depending on your budget, we can guide you to the best option for you.
3. Benefits: All of our plans are designed to cover you everywhere outside of your home country for eligible injuries or illnesses that could occur after the effective start date of the plan. However, your school will probably share with you a list of requirements that you need to meet, plus we also take into consideration your personal needs in case you are looking for particular benefits.
What should I do to start with the waiver process?
You can always contact one of our agents and we will be more than happy to help you to find the best option plan for you based on your profile and your school requirements.
We offer different plans depending on the type of visa you have. For F1 students, our popular option is our Student Defender plan, which you can review here: F1 Insurance Plan for NYU.
For our J visitors, scholars, and Exchange Visitors we have several options, including some that work for dependents. You can review them here: J-1 Plans for NYU.
We strongly recommend you contact us before purchasing the plan to guide you in the process and to point you to the most suitable option for you.
We are available Monday through Friday, 8 am – 6:30 pm EST.
Toll-Free: (877) 758-4391
Direct: +1 (904) 758-4391
You can also email us your inquiries and questions to info@internationalstudentinsurance.com
What will happen after the purchase?
The purchase is very simple. Once you complete the payment, you will receive all your insurance documents via email for your convenience.
However, some schools provide the students with a form and request the insurance company complete it to confirm that the current plan the student is enrolled in is compliant.
We will be happy to help you fill out the form; the process typically takes 2-3 business days. Once it’s done, we send a copy to you and your school. You must simply email us your policy number and waiver form filled out with your information to info@internationalstudentinsurance.com.
If you have any questions or need assistance please contact us!
Category: Announcement, Customer Service, Insurance Explained, International Student Health Insurance, International Students in the USA, Product Information, Student Insurance
Tags: F1 Insurance Plan for NYU, J-1 Plans for NYU, NYU Plan, NYU students, Student Defender Plan, waiver process, waiver requirements
