Chinese international student health insurance is important if you plan on traveling outside your home country either for a few months or a few years. Whether you are planning to go overseas for college, university, or to learn English, purchasing a medical insurance policy is important to have in place before you depart China.
Before purchasing a Chinese international student health insurance, you may want to contact your school to see whether there are any requirements that your plan must meet. Some schools leave students on their own to purchase an insurance plan. Other schools enroll students in a medical insurance plan with the option to waive and purchase a private insurance. Or, schools may require students to purchase a mandatory plan without the option to waive out.
Whatever your situation is, you will need to contact your school to see what your options are. If your school provides you with an insurance plan, review the benefits of your Chinese international student health insurance to make sure you are familiar with what is covered under the plan. One popular option is the Student Secure plan which can be purchased from one month up to one year, with the option to renew up to 4 years. This plan provides coverage for doctor visits, hospitalization, prescription medication, emergency medical evacuation, repatriation, etc.
If you have questions on whether our plans will meet your school requirements, let us know as we’d be happy to assist you with your insurance needs.
This is a first in a series as we look at health insurance needs for Chinese international students.