Florida Gulf Coast University
Fort Myers, FL
Florida Gulf Coast University requires all their international students and scholars to have health insurance during their entire stay in the USA, in order to have protection in the event of an accident or illness. The following plans will meet the requirements for international students enrolled at Florida Gulf Coast University:
Important Dates — Students must purchase this period of coverage
Insurance coverage must be effective the first day of the semester and continue throughout your enrollment at FGCU, including school breaks and summer terms.Spring - January 1, 2025 - August 18, 2025
| Policy Max | Deductible | Brochure | Price per month * | |||
|---|---|---|---|---|---|---|
 |
FGC | $500,000 |
$50 per injury/illness (in-network) |
$61 | ||
|
|
Select | $1,000,000 | $0 | $104 | ||
|
|
Elite | $5,000,000 | $0 | $178 | ||
* rates are based on students aged 24 and under unless otherwise noted.
Compare Plan Level Benefits
- Florida Gulf Coast
- Medical Maximum $500,000
- Per Injury/Illness Maximum $200,000
- Deductible $50
-
Coinsurance
In-Network: 80% Coverage up to the Certificate Maximum, after the Deductible
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
6-month waiting period, and $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description - Pre-existing Conditions Not Covered
- Maternity Up to $200,000
-
Mental Health
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - School Team Sports No Coverage
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $250,000/ $25,000
- Select
- Medical Maximum $1,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $25,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $10,000
-
Mental Health
Outpatient: Max. 30 days of coverage.
Inpatient: Max. 30 visits.
Coverage includes drug and alcohol abuse. - School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $300,000 / $50,000
- Elite
- Medical Maximum $5,000,000
- Per Injury/Illness Maximum $500,000
- Deductible $0 (co-pays apply)
-
Coinsurance
In-Network: 80% of the next $10,000 of eligible expenses after applicable co-pays, then 100% to the overall maximum.
Out-Network: Usual, Reasonable, and Customary (URC) -
Pre-existing Conditions (Acute Onset)
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description - Pre-existing Conditions 6-month waiting period
- Maternity Up to $15,000
-
Mental Health
Outpatient: Max. 40 days of coverage.
Inpatient: Max. 40 visits.
Coverage includes drug and alcohol abuse. - School Team Sports Coverage up to $5,000 coverage per injury / illness — medical expenses only for intercollegiate, interscholastic, intramural, or club sports
- Recreational, Fitness and Leisure Activities Covered per policy conditions
- Adventure Sports Some exclusions apply
- Emergency Medical Evacuation/Repatriation $500,000 / $50,000
Other Student Categories
If you're a student in one of these other categories, our plans are excellent solutions and may work for you. You can learn more about these plan options:
Contact Us
If you need help selecting a plan or enrolling in a policy, please contact our customer service team, and they would be happy to help.- Toll Free: (877) 758-4391
- Direct/International : +1 (904) 758-4391
- Email: info@internationalstudentinsurance.com
International Student Insurance has gathered this information as a resource for international students, and this resource does not intend to imply a relationship between your school and our website or company. You should always double-check directly with your school and with our customer service team to ensure that our plans meets your school's international student insurance requirements.