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International Student Health Insurance

Need insurance while studying overseas? The Student Secure plan is designed for international students, scholars and study abroad students.

Primary DestinationPrimary Destination

Select the country where you need coverage. If you will be traveling to multiple countries, choose your primary destination. Coverage is worldwide outside your home country, and not limited to your host country.

Date of Birth

Start DateStart Date

Date that coverage should begin. This date cannot be more than 9 months from today.

End DateEnd Date

This date cannot be more than 12 months from the date coverage begins.

The Student Secure plan provides international student health insurance to international students, scholars and study abroad students who are studying outside of their home country. There are four levels of coverage to choose from; Smart, Budget, Select, and Elite — so there will be a plan option to suit all requirements and budgets.

It offers coverage on a daily or monthly basis (with monthly payment option) that will meet many school and government requirements, and for those students on the J1 and F1 visa (even those on OPT) you are automatically eligible for coverage.

Key Features

Designed to meet requirements for F1, J1 and OPT students	Monthly Payment Option	Renewable for up to 4 years
Telemedicine covered	Doctor Network through UnitedHealthcare	Manage your plan online

Smart

Policy Max
$200,000
Deductible
$0
Brochure
Price per month *
(in the United States)
$31
Mental Health
Inpatient - $5,000 max
Outpatient - $500 max
Acute onset of a pre-existing condition up to $25,000
Leisure & recreational sports covered

Budget

Policy Max
$500,000
Deductible
$0
Brochure
Price per month *
(in the United States)
$52
Mental Health
Inpatient - 30 days
Outpatient - 30 visits
Pre-existing conditions covered after 12 months
Leisure & recreational sports covered

Select

Policy Max
$1,000,000
Deductible
$0
Brochure
Price per month *
(in the United States)
$104
Mental Health
Inpatient - 30 days
Outpatient - 30 visits
Pre-existing conditions covered after 6 months
School sports covered up to $5,000

Elite

Policy Max
$5,000,000
Deductible
$0
Brochure
Price per month *
(in the United States)
$178
Mental Health
Inpatient - 40 days
Outpatient - 40 visits
Pre-existing conditions covered after 6 months
School sports covered up to $5,000

* Rates are based on students aged 24 and under, studying inside the USA, and do not include the optional sports rider.

Compare benefits side-by-side

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Seeking Treatment

Telemedicine

The Student Secure plan will reimburse your expenses from a virtual telemedicine doctors visit. For non-emergency situations, we encourage you to obtain a telemedicine consultation first — you are free to use any telemedicine provider you wish and can submit a claim to be reimbursed, as per the plan benefits and exclusions.

In-Person Visits

For in-person medical care please locate a doctor, clinic or hospital that is part of the UnitedHealthcare Network. It is recommended to search for a doctor, urgent care or walk-in clinic as the best places to seek medical care.

Only use the Emergency Room (ER) in real emergency situations, as you will have to pay more to visit the ER in the USA.

Claim Form

For each new injury/illness, you will want to submit a fully completed claim form along with any receipts and prescriptions. This will expedite the processing of your claim, and you can track the progress of your claim in the Student Zone.

Start your provider search

Doctor/Hospital Search

Let's get started

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This plan is underwritten by Lloyd's.