The following chart provides a comparison among the three main international student insurance plans that we offer for students who are studying in Finland. The three plans, the Travel Medical Insurance plan, the Student Health Insurance plan and the Europe Travel plan both offer great benefits and you can compare them below:
| Plan Details | Atlas Travel | Student Secure | Europe Travel |
|---|---|---|---|
| Full Benefits | Buy | Full Benefits | Buy | Full Benefits | Buy | |
| Currency | $USD | $USD | €Euro, £GBP or $USD |
| Policy Maximum | $50,000, $100,000, $250,000, $500,000 or $1,000,000 |
$200,000, $250,000 or $300,000 | €40,000 to €6,250,000 |
| Deductible | $0, $100, $250, $500, $1,000, $2,500, or $5,000 |
Depending on the plan option:
$25, $45 or $50 per injury/ illness
$50, $90 or $100 per injury/ illness
|
€0 to €20,000 |
| Payment Method | Up front for full period | Monthly Payments | Up front for full period |
| Hospital Room & Board | Average Semi-Private Room Rate | Average Semi-Private Room Rate | Up to Maximum Limit |
| Local Ambulance | URC |
$350, $500 or 750 per injury/ illness
if hospitalized as Inpatient |
Up to Maximum Limit |
| Intensive Care Unit | URC | URC | Up to Maximum Limit |
| Outpatient Treatment | URC | URC | Up to Maximum Limit |
| Prescription Medication | URC | 50% of Actual Charge | Up to Maximum Limit |
| Mental Health | No Coverage | Depending on plan level, you can have up to 80% in network cover and 60% out of network cover. | No Coverage |
| Emergency Evacuation | $1,000,000 | $250,000 or $300,000 | Up to Maximum Limit |
| Repatriation of Remains | Up to Policy Maximum | $25,000 | Up to €75,000 |
Please note – this is a summary of the plan benefits, please see the full policy condition for a detailed outline of each plan.