Atlas America – Atlas International

June 5th, 2009 by International-Student-Insurance

The Atlas Travel Medical Insurance plan provides international travel health insurance coverage to those who are traveling outside of your home country. Available in 2 plans which include:

Atlas International – coverage anywhere OUTSIDE of the USA
Atlas America – coverage INSIDE the USA

The Atlas America and Atlas International plans offer coverage to both US and Non-US Citizens and can be purchased from a minimum of 5 days up to a maximum of 1 year with renewability options available for up to 3 years in total.

The plans also offers benefits such as:

* Medical Expenses/ Doctor Visits
* Hospital Room and Board
* Prescription Medication
* Emergency Evacuation
* Lost Luggage Coverage
* Repatriation
* and much more……

The Atlas plan range are ideal for those traveling around the world that want a range of high quality travel insurance benefits, and that fact that you can renew the plan for up to 3 years makes it flexible enough for those that need longer coverage. If you are a student, however, please also consider the Student Secure Health Insurance plan as this offers greatly enhanced benefits and is designed just for students.

Further information about the Atlas America and Atlas International plan can be found online:

http://www.internationalstudentinsurance.com/travel-medical-insurance/

New Website Launched

May 18th, 2009 by International-Student-Insurance

International Student Insurance is proud to announce the launch of their brand new website, aimed at providing international students and study abroad students with easy access to the most comprehensive international insurance plans available online. The new website offers better design and navigation, plus users can now access information, tools and plans more quickly and easily with our products:

The new website also offer direct access to some of our core features for new and current clients, including easy access to the student zone; where you can get direct access to your insurance account 24 hours a day, the school requirements database; where you can find out the insurance requirements of your school in the USA and, of course, our student insurance blog which offers comprehensive advice and information about student insurance and travel.

To learn more about the launch, please view our press release available for immediate distribution or you can view the official release online.

Please also visit our new site at:
http://www.InternationalStudentInsurance.com

Student Travel Insurance

May 15th, 2009 by International-Student-Insurance

Whether you are planning to study abroad or take a vacation to a foreign country, you will need to prepare beyond your Lonely Planet guide. One important preparation is to make sure you have adequate student travel insurance that will cover you while you are away. There are many student travel medical insurance plans that you can choose depending on the type of coverage you are interested in.

One of the most popular travel medical insurance plan available is the Atlas Travel Medical Insurance plan. This plan is designed to provide coverage outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, and much more… This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).

If you have travel and health coverage, another option would be a Trip Cancellation Insurance plan that would cover you in case the unexpected happens and you need to cancel your trip. It offers trip cancellation, trip interruption, emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and other incidental coverage and services for persons traveling outside their home country.  The cost for the plan is determined on the total cost of the trip itself.

If you have have health insurance coverage abroad already and need supplemental coverage, then the Emergency Medical Evacuation Insurance will work for you. This is designed to offer emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and other incidental coverage and services for persons traveling outside their home country.  It is offered in 3, 6 and 12 month coverage periods and immediate coverage is available.

For more information about student travel insurance, please be sure to check out our full plan range

Atlas Student Travel Insurance – New Pricing

May 12th, 2009 by International-Student-Insurance

The premiums for the Atlas International plan have recently been reduced, making the popular health and travel plan more affordable than ever before.

This plan works great when traveling outside your home country. This plan provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).

This plan is well suited for study abroad programs, international students, vacations and holiday travels. This plan can be purchased online- with same day coverage. You will get all of your documents immediately, including access to obtain a “Visa Letter” – if you need one.

Health and Travel Insurance for Swine Flu

April 29th, 2009 by International-Student-Insurance

In recent news, the Swine Flu is spreading worldwide with primary symptoms including fever, coughing, chest discomfort, headaches, and body pains. In more serious cases, infection has led to death. The World Health Organization has also confirmed that this respiratory virus in humans has been officially reported in several countries including Mexico, Peru, Switzerland, Germany, Austria, Canada, New Zealand, Britain, Israel, Spain, and the United States.

According to the Center for Disease and Control, officials recommend that travelers check to see if their health insurance plan covers Swine Flu and to make sure that the plan offers medical evacuation.

All of the international health insurance plans on International Student Insurance provide coverage in case you are infected with the Swine Flu during your trip. If you plan on traveling abroad, the Atlas Travel Series will cover you internationally outside your home country. This plan is a travel and health insurance that will provide coverage if you get Swine Flu during your dates of coverage. The plan will also provide emergency air and/or ground transportation to the nearest hospital qualified to provide the necessary treatment. To learn more about the Atlas plan, please click here.

In addition to the Atlas Series, the Citizen Secure plan is available for those looking for a long-term plan. The Citizen Secure is an annually renewable plan that is a health insurance plan that includes coverage if you are infected with the Swine Flu. This plan also offers emergency medical evacuation including air and/or ground transportation. To learn more about the Citizen Secure plan, please click here.

Student Secure- A popular solution for Study Abroad students

April 21st, 2009 by International-Student-Insurance

There are many countries that are becoming more popular destinations for Study Abroad programs. For example, Finland, Spain, Italy, France, and the UK are hot spots for international studies and health insurance is also requirement for most of these counties.

The Student Secure plan has become an ideal solution for many these students. Student Secure comes in two levels, budget and select. The plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select).

The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc. You have the option to pay for it all at once or on a monthly basis.

After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt and policy details.

You will also have access (Client Zone) to what is called a “Visa Letter” that outlines what the plan coverage is, confirms the insured is covered and provide other information about the plan that you have purchased. You can just simply print out these documents to show proof of coverage.

Health and Travel Insurance for Russia

April 14th, 2009 by International-Student-Insurance

If you are planning to travel to Russia, whether for work, school or fun, you should purchase adequate health and travel insurance. For some, insurance is mandatory – for instance, travelers from the European Union are required to have medical insurance for their visa (due to reciprocity for the insurance requirements of the Schengen Visa). According to the Russian Embassy, there are no specific requirements for the insurance, except that it be valid in Russia.

The US State Department has stated that “western medical care in Moscow can be expensive, difficult to obtain, and not entirely comprehensive.” Although US citizens are not required for their visa to have insurance before traveling to Russia, the State Department “strongly urges all travelers who visit Russia to purchase travelers’ medical insurance which includes coverage for medical evacuation.”

The Atlas International plan, health and travel insurance offered by International Student Insurance, provides comprehensive international coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. With this travel medical plan you can select the days of coverage to match your trip, ranging from 5 days up to one year, renewable for up to 3 years in total. Visit the Atlas International page to learn more, or to quote or buy online.

If you will work or live in Russia for a year or more, you should purchase long-term major medical insurance with Russian coverage. The Citizen Secure plan provides coverage for all medical providers in Russia and is a comprehensive annually renewable plan with $5,000,000 of coverage. Visit the Citizen Secure page to learn more or to quote or buy online.

Student Secure – now offering enhanced destination pricing

April 3rd, 2009 by International-Student-Insurance

This increasingly popular international student plan is now available with US coverage or without US coverage.

This makes the plan much more affordable for those students that will not need US coverage. For example, non-US citizens wishing to study in other countries (like Finland) can now exclude the US in coverage.

The Student Secure plan will still offer the same great comprehensive benefits. Student Secure is available in two levels, budget and select. As mentioned above, the plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select). The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc.
You have the option to pay for it all at once or on a monthly basis.

Like before, you can apply directly online for this plan. After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details

Trip Cancellation vs. Travel Medical Insurance

January 7th, 2009 by International-Student-Insurance

There can be some confusion in deciding which insurance plan is right for you and your trip. To help you decide you’ll want to consider the benefits that each plan offers and what would be most important to you.

Trip cancellation policies cover the actual trip itself and typically provide coverage for personal effect. They also provide you with insurance coverage in case the unexpected happens and you need to cancel your trip. Trip cancellation plans typically provide limited benefits for medical services in case of emergency. One plan that works well for people located inside the US (including non-US citizens) and traveling elsewhere is the RoundTrip International Health Insurance plan. These types of plans usually work well for short-term trips, since you can only purchase up to 90 days of coverage.

Travel medical plans usually provide more enhanced benefits for medical services and they will not cover the actual cost of the trip itself. They do however; provide a limited benefit for “trip interruption”. The Atlas International plan provides coverage outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc.. This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500). You can purchase as little as 5 days or up to 12 months of coverage. This plan can also be renewed for up to 3 years.

Italian Visa Insurance Requirements

December 19th, 2008 by Ross Mason

As many of you might know, the Italian Embassy requires non-European citizens to have proof of health insurance. The policy needs to provide coverage specifically in Italy and meet the specific health insurance requirements the Italian Embassy has set forth.

The Italian government requires a signed declaration from the insurance company, also known as the certificate of coverage, that is accepted by the Italian Embassy as proof of insurance. This letter must include the following:

  • The dates of coverage must be for the entire trip
  • The policy is valid in Italy
  • Emergency Medical Evacuation, Hospitalization, Medical Expenses and Repatriation are included in coverage
  • The policy provides at least $45,000 (or 30,000 euros) in coverage

To further elaborate, Italy is part of the Schengen Treaty countries. Thus, your health insurance plan must meet Schengen visa requirements. You will need to provide a visa letter from your insurance company that states you are particularly covered in Italy. You will also need to show proof that you have coverage for medical expenses, hospitalizations, emergency medical evacuation and repatriation. Coverage for these benefits must not be less than 30,000 euros. When you go to your visa consulate appointment, make sure you bring your visa letter from the insurance company. The visa letter must show that you are covered for all the above benefits as well as the particular dates you are requesting the visa for. We offer two policies that meet and exceed the visa insurance requirements for Italy.

The Atlas Travel plan provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500). This plan provides worldwide coverage excluding your home country. To be eligible for this plan, you do not have to be a student but you must be outside of your home country.

The Student Secure plan is for full time college students. Student Secure comes in two levels, budget and select. The plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select). The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc. You have the option to pay for it all at once or on a monthly basis.

You can apply directly online for these plans. After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details. You can simply print these documents out, particularly your visa letter, and provide them to the Italian Embassy. Many plans, including the Atlas Travel and Student Secure, provide these letters once the policy has been purchased.

For more information about Italian Visa Insurance Requirements, please see our website or our dedicated page for Italy Student Insurance plans.

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