Student Health Insurance for the University of Alabama
September 7th, 2012 by Bryanna Davis
ISI offers the Student Secure plan which will meet the insurance requirements for international students at the University of Alabama Tuscaloosa.
Finding a health insurance plan that will meet your school requirements is not an easy task, especially for an international student trying to get ready for classes and begin a new school year in a foreign land. Many schools try to simplify this process for their students by having a school health insurance plan. However, they also know that students like options! This is why many schools allow their students to waive out of the school plan. The University of Alabama is one example of a university that allows students to choose what coverage they would like to purchase, as long as it is sufficient coverage.
International students at the University of Alabama make up almost five percent of the student population. If you are included in that five percent international population, you have probably already started shopping for your health insurance and discovered that it can be a confusing process. That is why we are here to make it easy for you. Students at the University of Alabama can purchase the Student Secure Budget, Select or Elite levels and have their insurance waiver approved by the school.
The Student Secure plan meets the necessary requirements to waive the school’s student health insurance for the University of Alabama, plus, it includes coverage for hospitalization, doctor visits, emergency medical evacuation, repatriation of remains, maternity, mental health and organized sports. The Student Secure plan will even leave you with extra money in your pocket! Check out the price comparison:
Student Secure plan: $513 University of Alabama plan: $2,076
Total Savings: $1,563!!
After you purchase the Student Secure plan all you have to do is complete the student section of the University of Alabama waiver form then email or fax it to us to complete the rest. We will even send it to your school for you!
If you would like more information on student health insurance for the University of Alabama contact our licensed agents today.
*Rates based 24 and younger for the Budget level
Updated 8/6/2020
International Student Insurance for Palm Beach State College
August 31st, 2012 by Bryanna Davis
The following insurance plan is accepted by Palm Beach State College, review the plan and enroll right online.
Palm Beach State College located in the sunshine state has a multi-cultural campus with over 825 international students. August has past and the new school year is here. If you are an international student and have been waiting until the last minute to purchase your international student insurance for Palm Beach State College, the time you have left to buy your plan is almost to an end.
Palm Beach State gives their students the freedom to choose which insurance plan they would like to purchase as long as it meets the school’s compliance form requirements. Students shopping around for a compliant health insurance plan are able to purchase the Student Secure plan. This affordable plan will meet and exceed the Palm Beach Health Insurance compliance form requirements, and leave both your school and wallet happy. Benefits included in this plan are doctor visits, hospitalization, maternity, mental health, pre-existing conditions after only a six month waiting period, repatriation of remains and emergency medical evacuation.
With the Student Secure Elite Plan allows you to enroll and start coverage as soon as the same day. The cost for one year is $2,140.32.
You can purchase this plan directly online and have your documents sent to you right away. Not sure how to have your compliance form completed? No problem, we take care of that for you also! All you need to do after you purchase your plan is complete the student section of the compliance form and send it to us to do the rest. We will complete the insurance portion and get it to your school for you right away.
If you would like more information on international student health insurance for Palm Beach State College, contact one of our licensed agents today.
Updated 8/7/2020
How to Renew or Extend your Student Secure Plan
August 25th, 2012 by ahoontrakulIf you are an international student, there is a high likelihood that you will be studying for more than just one year. Our Student Secure plan for international student is a great option if you plan to study outside your home country. If you already have our plan and find that you need additional coverage, you may wonder how you can extend your Student Secure plan.
Here is how to renew/extend your insurance:
1. You need to know your insurance certificate ID number. The Student Secure plan comes in three levels; Smart, Budget and Select. Regardless of whether you have the Smart, Budget or Select your certificate number would start with two letters “SS” and look something like “SS00012345”.
2. Once you know your certificate number you will be able to log on to your Student Zone account. (http://www.internationalstudentinsurance.com/student-zone/). Enter your certificate number where it says “Certificate ID” and enter your Date of Birth. You do not need to have a password to log in, so you can leave it blank.
3. Once you have logged in you should see a page similar to the one below. Click “Extend Coverage” or “Renew Coverage”.
4. Once you have clicked on the link to Extend Coverage, you will see a page that looks similar to the following:
On this page, first you would choose the date you want to extend your insurance coverage until and then you would click on “Recalculate” at the bottom of the screen. The total price that you will have to pay will then automatically update based on your extend date. The third step is to put in your new credit card information on the right side. (If you have originally purchased the plan as a monthly payment option, your credit card may already be on file and you may not be ask to fill this out again.) Lastly, you will then click on “Proceed to Payment Screen” and then you will be asked to confirm that you want to make the payment. When everything is processed, you will be able to download an “Endorsement Document” right away as proof that you have extended your coverage.
Keep in mind that you can only extend/renew your policy before it has expired. If your policy has already expired, so make sure you do this before the plan terminated.
If you have any more questions about how to extend or renew your policy with us. Please feel free to contact our representative and we will be happy to assist you.
International Student Insurance for Broward College
August 24th, 2012 by Bryanna Davis
To see the latest insurance requirements for Broward College, please see our latest 2020-2021 international student blog.
Each year thousands of individuals from around the world come to the United States to study in Florida; at Broward College alone there are students representing over 150 countries.
If you are one of the many international students at Broward, you more than likely already know that international students at Broward College need to have adequate health insurance to enroll in classes. If you are looking for international student insurance for Broward College, one popular plan that will meet the compliance form requirements is the Student Secure plan. The Student Secure plan allows students to have the type of coverage that Broward College requires along with multiple other benefits that exceed what is needed.
A few of the benefits with the Student Secure plan include
- maternity coverage,
- mental health coverage,
- repatriation of remains,
- emergency medical evacuation,
- doctor visits,
- organized sports coverage,
- hospitalization, and
- coverage for pre-existing conditions
The Student Secure plan offers comprehensive coverage but it is also affordable, even while on a student budget. A student at Broward College can purchase the Student Secure plan for as little as $31 a month.
You can purchase this plan online any time of day or night and even receive same day coverage! That means that if you are caught at the last minute without your international student insurance for Broward College, you still have ability to purchase the Student Secure plan so you can enroll in classes. You can learn more about Broward College Insurance requirements on our Broward College International Student Insurance page. Once you enroll, please send us your compliance form to info@internationalstudentinsurance.com and we would be happy to have this form completed and sent to Broward College.
If you would like to purchase your International Student Insurance for Broward College over the phone or have any questions, please contact one of our licensed agents today.
Updated on August 5, 2020
International Student Insurance for the University of South Florida
August 17th, 2012 by Bryanna DavisThe University of South Florida has selected ISI as a pre-approved insurance option for international students. Learn more and apply online to meet your school’s requirements.
The summer is almost gone and the list of things for international students to do before classes start is a long one. Among the many deadlines that are approaching soon for students is the cut-off date for submitting an alternate international student health insurance plan to their school.
If you are among one of the 1,400 international student at the University of South Florida (USF) you have until August 27 to decide if you will keep the USF insurance plan or purchase another plan that will meet the USF compliance form requirements. This means there is not much time left to shop around for alternative international student insurance for the University of South Florida.
If you choose to explore your other options for International Student Insurance for the University of South Florida it is important to look at not only the price of the alternate plan but also the included benefits and exclusions. Saving money on the premium of your plan is important but not racking up multiple medical bills due to a lack of insurance coverage is even more vital.
One popular StudentSecure-USF plan is a pre-approved option for The University of South Florida and will save you money while still giving you comprehensive coverage.
ISI’s Student Secure-USF Plan: $741
University of South Florida Insurance Plan: $2,957
Total Savings with the Student Secure Plan: $2,215!
If you decide to purchase the StudentSecure-USF plan, you will not need to complete a compliance form as we will simply notify your school about your insurance plan and you will be able to start enrolling in classes!
If you would like more information on International Student Insurance for the University of South Florida or to purchase the Student Secure-USF plan, contact one of our licensed agents today.
Updated: July 29, 2020
Australian Athlete Student Health Insurance
August 10th, 2012 by ahoontrakulIn recent years, there have been more and more international students from Australia coming to study in the United States. In 2011 there were over 3,700 Australian international students in the US. Many of these students are athletes who will be playing in a school sport such as soccer. Many international student insurance plans do not include intercollegiate sports coverage, that’s why International Student Insurance is now featuring our Australian athlete student health insurance plan. This plan is designed to meet the needs of international students from Australia who will also need coverage for any school sport related injury.
Our Australian athlete student health insurance plan is called the Student Health Advantage plan. This plan will provide coverage for up to $5,000 per injury or illness relating to intercollegiate and interscholastic sports. Not only does this plan provide coverage to students while on the field but it also provides great coverage for sickness or injury that might occur while off the field as well.
This plan will provide medical coverage up to $500,000 and features a low $5 co-pay for treatment received at the Student Health Center.
Other benefits on this plan include:
- In-patient and out-patient doctor/hospital visits
- Ambulance
- Physical Therapy
- Prescription Medication
- Maternity/Pregnancy
- Mental Health (including substance abuse)
- Emergency Medical Evacuation/Repatriation
- Pre-existing conditions coverage after 12 months
- And more…
Australian International Student Athletes can purchase this plan for as little as one month of coverage or as much as 12 months. If the plan is purchased for a full 12 months, it will be renewable the following year up to a total of five years.
For more information about our Australian Athlete Student Health Insurance, please contact one of our insurance representatives to provide you with further information today.
International Student Health Insurance for Florida International University
August 10th, 2012 by Bryanna DavisInternational Student Insurance offers the Student Secure plan which meets and exceeds the requirements at Florida International University.
International students at Florida International University (FIU) must have international student health insurance for Florida International University in order to enroll in classes. If you are a student at FIU and have a hold on your account, it might be due to the lack of a health insurance plan. Students can either purchase the insurance plan offered through FIU, or they must purchase an alternate health insurance plan that will meet the FIU requirements.
Students not yet sure what insurance plan they will purchase for the new school year should review the FIU plan along with other similar plans available to decide which plan will work best for them. International students trying to save money will especially want to explore their options.
One alternate option to the school’s international student health insurance for Florida International University is the Student Secure plan where the Budget, Select and Elite plan levels will meet. This comprehensive plan is available to students at FIU and will meet the necessary compliance form requirements. The best part is that this plan will save you money without you having to sacrifice coverage. A student that purchases the FIU health insurance plan will spend $2,923 for one year. However, a student that waives out of their school plan and purchases the Student Secure plan will only spend $513.24.
Florida International University plan: $2,923
Student Secure plan: $513.24
Total savings with the Student Secure plan: $2,409.76
If you would like to purchase a plan that has comprehensive international student health insurance for Florida International University that will save you money, you can purchase the Student Secure plan right online. After your plan has been purchased, simply complete the student portion of the FIU international student health insurance compliance form then email or fax it to us. We will then complete the insurance portion and get it to your school right away. This means you will be able to enroll in the classes you need then go out and celebrate the new school year with all of the money you saved!
Updated 8/5/2020
Finland Travel Insurance
August 3rd, 2012 by Bryanna DavisStudents who are studying in Finland or are planning to in the near future will need to meet certain requirements when it comes to purchasing their Finland Travel Insurance. The Finnish Government regulates international students who will be studying in Finland to have the following insurance requirements met with their plan:
- International students studying in Finland for less than two years must have a plan that includes coverage up to €100,000
- International students studying in Finland for a minimum of two years will need insurance coverage up to €30,000
Finland travel insurance plans that meet these requirements and have a $0 or $100 deductible are usually considered favorable and approved by the Finnish government.
International students studying in Finland now have a new plan option that allows them to purchase coverage that will meet the Finnish requirements and pay in Euros: the Europe Travel Insurance Plan. To give you an idea on how this plan will work for you, if you will be an international student in Finland for three years, the Europe Travel with €40,000 coverage and a €0 deductible/excess would meet your Finnish government requirements. If you will be an international student in Finland for only one or two years, the Europe Travel has €400,000 in coverage and a €0 deductible, which meet the Finland travel insurance government requirements.
The benefit amounts included in this plan are listed in Euros which takes the guess work out of converting different currencies. Also, this plan can be purchased for 365 days and give an individual a credit card or bank transfer payment option.
This Finland Travel Insurance plan will not only meet the government guidelines, but is easy on the student budget as well:
- €40,000 in coverage is only €0.54 per day (under age 29)!
- €400,000 in coverage is only €0.74 per day (under age 29)!
If you would like to purchase your Finland Travel Insurance, contact one of our licensed agents today to learn more.
August 2012 Travel Warning
August 2nd, 2012 by Jennifer FrankelSchool is just around the corner, and many of you are enjoying your time abroad. As we reported back in July, it’s important to keep up to date with the international environment. The Department of State in the United States monitors the global climate to make sure that you are informed about the latest current events and how they may affect your travel plans. Here are the latest in travel warnings summarized to give you an overview of August 2012 Travel Warnings:
- Travel Warning in Kenya – July 5, 2012 – Replacing the travel warning from April, the updated statement continues to warn travelers of terrorist threats and violent crimes. According to the State Department, “Terrorist acts can include suicide operations, bombings, kidnappings, attacks on civil aviation, and attacks on maritime vessels in or near Kenyan ports.” If you plan to travel to Kenya, you should avoid demonstrations and political rallies as there are concerns of possible violence outbreaks.
- Travel Warning in Central African Republic – July 11, 2012 – This travel warning also replaces an existing travel warning from January 2012. The advisory states that all unessential travel should be delayed especially travel outside the capital, Bangui. “Armed militia groups, bandits, and poachers present real dangers, and the Central African government is unable to guarantee the safety of visitors in most parts of the country.” Both violent and petty crime is possible throughout the country and US Embassy services are limited as only “basic services” are available.
- Travel Warning for Congo – July 25, 2012 – This warning is a replacement from January and the advisory continues to warn against travel to eastern and northeastern Congo. Security issues include armed groups and bandits which may not distinguish between civilians. Hazards that exist include motorists and pedestrians; be sure to keep all vehicles locked and windows closed while driving. There have also been outbreaks of deadly viruses and diseases that present a public health concern so it is important to get the necessary vaccinations and immunizations before traveling.
- Travel Warning for Syria – August 1, 2012 – This travel warning replaces the existing advisory from July, recommending against travel to Syria. If currently located in the country, the advisory recommends departing immediately. U.S. citizens in Syria who are in need of emergency assistance should call the Department of State at 0969-333644 within Syria.
The Department of State has a Smart Traveler Enrollment Program (STEP) available to US citizens who want to stay informed of the latest updates. If you will be in an area that has existing travel warning or alert, as listed in our August 2012 Travel Warning, you can also provide your contact information in case an emergency happens while abroad.
How to Find a Doctor to go to as an International Student
July 28th, 2012 by ahoontrakulIf you are an international student in the US and have either our Student Secure or our Atlas Travel Medical plan with us, you know that you are covered if you ever get sick or injured while in the United States. However, you may wonder how to find a doctor to go to in case you do get sick. Good news! You can choose whichever doctor or hospital you want to go to! Our plans do not limit you to a specific doctor when you receive treatment.
However, we do recommend that you go to a doctor or hospital that already has an agreement with the insurance company. We refer to these doctors/hospitals that already have an agreement with the insurance company as in-network providers. By choosing to go to an in-network provider, you will benefit in the following ways:
- By receiving a network discount on your treatment
- Being granted the ability for the doctor to directly bill the insurance company so that you don’t have to pay the entire treatment cost out of your own pocket and getting a reimbursement later on
- Getting 100% coverage on eligible expenses after the deductible (on the Student Secure Select and the Atlas Plan)
International students who are asking how to find a doctor to go to will find it’s simple to find the provider they need. Our network is nationwide, so wherever you are in the USA, you won’t have a problem finding a doctor near you. When using our online provider search tool that is located directly on our website, finding a doctor is easy. You can access this tool by click on the link above or by typing www.internationalstudentinsurance.com/network into your web browser address bar.
You will see this page when you click on the link.
Once you are on this page, you will need to click on “USA Network” to find a doctor or hospital inside of the United States. A new window will appear that allows you to get started on your search. In step one you can choose the type of provider you are looking for, for example, if you are looking for a hospital choose “General Acute Care Hospital.” In our example below we chose “Physician” and “Family Practice” under “Physician Specialty,” this is generally what you should look for if you are just looking for a general doctor because you feel sick or have a minor injury.
On step two, click on “ZIP code” and enter the zip code of the area that you are trying to find a doctor in. In our example, you can see we have searched for a family practice doctor within five miles of the zip code 33199 in Miami, our results have 93 different doctors to choose from.
If you already have the Student Secure plan or the Atlas Travel Medical plan with us and still need assistance on how to find a doctor or more information on how to use your insurance, please call our client relations department at the number located on the back of your insurance ID card. Our client relations department is available for you 24 hours a day, 7 days a week.
If you don’t have a plan with us yet but would like to know which one would work best for you, please contact our insurance agents to find the best insurance plan for you.
