The rating of the insurance carrier shows the financial strength and stability of the company, and their ability to pay for eligible medical claims. To help with making your decision, we will explain insurance carrier ratings and why they matter, the different credit rating agencies, and the ratings of the plans we offer at International Student Insurance.
Student Insurance Category
Blog posts that address insurance issues for students around the world.
How To File An Insurance Claim and What To Expect
August 15th, 2017 by Jennifer FrankelIf you have an international student insurance plan, then you will need to file an insurance claim with your carrier to either get reimbursed for expenses you paid upfront, or to make sure the provider gets paid. Like most private insurance plans, this is not done automatically, so there are a few steps you’ll want […]
School insurance plans or my own insurance – which is better?
July 14th, 2017 by Ross MasonWhen looking for insurance coverage as an international student in the USA, there are often a few options for you to consider. The three most common ones are outlined in our “School health insurance in the US” insurance explained article – but basically it boils down to a school mandated plan offered by your school, […]
Medical Checklist Before You Travel to the USA
March 2nd, 2017 by Leah HammondBefore traveling to the United States, it is important to make sure you follow this health tips to prevent you from spending unnecessary huge amounts the money once in the US.
Top Questions International Students Have About the ACA
January 10th, 2017 by Jennifer FrankelEven if you now know what the ACA stands for (Affordable Care Act), you still might be filled with questions about what it means for you as an international student. In today’s blog, we are going to explore the top questions international students have about the ACA. 1. What is the Affordable Care Act? The […]
It’s That Time Again: Now Announcing the 2016 Travel Video Contest!
September 6th, 2016 by Sutherland BeeverGet your video cameras ready and your creative juices flowing because now is your chance to earn $4,000! Let’s be honest, writing, shooting and editing an amazing video about your travel experiences doesn’t happen overnight, but with a bit of hard work and a dash of creativity, your video submission could earn you the title […]
I Don’t Have Insurance, But Have Medical Bills To Pay!
August 1st, 2016 by Sutherland BeeverYou’re young. You’re healthy. And then out of nowhere, you’re faced with a medical emergency, spend some time in the hospital, and are now forced with astronomical medical bills to pay.
Individual or Group Insurance – What is Right for My Group?
July 11th, 2016 by Jennifer FrankelMany schools and organizations come to us trying to figure out how to best manage their insurance plan. Deciding whether an individual or group insurance plan is best for your students can be difficult, and will depend on your process, how much control (and how involved) you want over the insurance, ease of administration, and […]
Capped Benefits: Know the Pitfalls and Dangers!
April 19th, 2016 by Jennifer FrankelWith most insurance plans, there will always be marketing materials such as brochures or a table of benefits that explains the benefits of that particular plan. While this may give you a bird’s eye view of your plan, this is NOT the official policy wording of your policy and you might be surprised to find […]
Medical Evacuation and Repatriation: Why It Matters
October 29th, 2015 by Jennifer FrankelIt’s 2 in the morning, and you can’t breathe! You are rushed to the hospital, and they need to send you to another city to get medical treatment. What do you do? In an emergency situation like this, it’s important that you pre-plan and have an insurance plan that will cover you in case the […]
