International Student Health Insurance Category

Blog posts that address health insurance for students around the world.

HIPAA and Privacy Laws in the US

January 12th, 2018 by Jennifer Frankel

Many people would agree that medical information should be confidential, and in the US, there are laws that govern what information can be given out to third parties. This law, called HIPAA (or Health Insurance Portability and Accountability Act), protects the “privacy and security of certain health information.” If you have ever had medical treatment […]

How do I Know What my Plan will and Won’t Cover?

November 15th, 2017 by Sutherland Beever

  It’s important to keep in mind that health insurance plans in the United States aren’t designed to cover everything and different types of insurance plans will cover different things.  Ideally, an insurance plan will help cover a large portion of the bills that you incur from a doctor’s office or hospital, but there is […]

Insurance Carrier Ratings and Why They Matter

September 19th, 2017 by Leah Hammond

The rating of the insurance carrier shows the financial strength and stability of the company, and their ability to pay for eligible medical claims. To help with making your decision, we will explain insurance carrier ratings and why they matter, the different credit rating agencies, and the ratings of the plans we offer at International Student Insurance.

How To File An Insurance Claim and What To Expect

August 15th, 2017 by Jennifer Frankel

If you have an international student insurance plan, then you will need to file an insurance claim with your carrier to either get reimbursed for expenses you paid upfront, or to make sure the provider gets paid. Like most private insurance plans, this is not done automatically, so there are a few steps you’ll want […]

School insurance plans or my own insurance – which is better?

July 14th, 2017 by Ross Mason

When looking for insurance coverage as an international student in the USA, there are often a few options for you to consider. The three most common ones are outlined in our “School health insurance in the US” insurance explained article – but basically it boils down to a school mandated plan offered by your school, […]

The US Healthcare Video now available in Spanish

June 1st, 2017 by Juncal Caballero

The Healthcare System in the United States may seem confusing, but in just 7 minutes you will get a quick overview of how it works and get you ready to start your experience in the United States.

Medical Checklist Before You Travel to the USA

March 2nd, 2017 by Leah Hammond

Before traveling to the United States, it is important to make sure you follow this health tips to prevent you from spending unnecessary huge amounts the money once in the US.

Two Insurance Plans: A Good or Bad Idea?

December 15th, 2016 by Bryanna Davis

More is always better, right? When it comes to the number of insurance plans you have, that’s not always the case. If you’re considering buying two (or more) health insurance plans here are a few things that you need to keep in mind. Why consider buying two insurance plans? A few common scenarios as to […]

Individual or Group Insurance – What is Right for My Group?

July 11th, 2016 by Jennifer Frankel

Many schools and organizations come to us trying to figure out how to best manage their insurance plan. Deciding whether an individual or group insurance plan is best for your students can be difficult, and will depend on your process, how much control (and how involved) you want over the insurance, ease of administration, and […]

Capped Benefits: Know the Pitfalls and Dangers!

April 19th, 2016 by Jennifer Frankel

With most insurance plans, there will always be marketing materials such as brochures or a table of benefits that explains the benefits of that particular plan. While this may give you a bird’s eye view of your plan, this is NOT the official policy wording of your policy and you might be surprised to find […]

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