Insurance Explained Category

Blog posts that explain insurance terminology and features.

Student Health Insurance Overview Video

May 23rd, 2014 by Ross Mason

After the huge success of our US Healthcare System Overview video from 2013, we have dived into the world of video again to create a series of videos that are geared towards helping international students learn more about our products and to understand if they are right fit for them! The first in this series […]

Top 5 Tips on How To Compare Insurance Plans

April 28th, 2014 by Jennifer Frankel

Finding a health insurance plan that meets your needs and wallet isn’t easy. With so many options and difficult jargon, how is anyone suppose to figure out which plan is right for them? If you will be studying outside your home country, it’s important that you find an insurance plan that is suited to your […]

How does the ACA apply to me?

April 24th, 2014 by Jennifer Frankel

If you are an international student, you may be confused about how the Patient Protection and Affordable Care Act applies to you. Also known as PPACA, ACA, or ObamaCare, this legislation can be confusing, especially as much of the information out there doesn’t directly speak to international students. To help you on your way, here’s […]

Automobile Accidents and How my International Health Insurance Works

April 18th, 2014 by Bryanna Davis

Getting into an automobile accident doesn’t usually work its way into daydreams about travels abroad. However, car accidents do happen- and quite frequently. Approximately 1.24 million deaths occurred worldwide in 2010 due to road traffic accidents according to the World Health Organization (WHO). While you can skip including automobile accidents into your daydreams- you do […]

Maternity Coverage for International Students

March 21st, 2014 by Victoria Troupe

Pregnancies can occur, planned or not, and health care for it can be expensive. Most insurance plans will not cover a pregnancy if you are pregnant before your plan starts – so think ahead!

Out-of-Pocket Expenses – What Are They?

January 31st, 2014 by Victoria Troupe

Having medical insurance in the US is crucial to protect you from high expenses associated with healthcare in the US. Insurance pays a portion of your medical expenses for you. Contrary to popular belief, having medical insurance in the US does not mean that you won’t have to pay anything towards your medical expenses. The […]

Top 3 Tips – How to Avoid Buying the Wrong Insurance Plan

November 19th, 2013 by Ross Mason

With the advent of the internet over the last 10 years, purchasing an insurance plan has become a lot easier and in most cases you can purchase plans right online – giving you instant coverage! This is great news and makes thing really simple, but as with any purchase you need to do your research […]

Exclusions That Can Bite Your Butt!

September 20th, 2013 by Jennifer Frankel

Many international student assume that if they have health insurance, their health care costs are either fully covered or at least a good portion of their medical bills will be paid. Unfortunately, this is not always the case where plans have “exclusions” which tell you what isn’t covered under the health insurance policy. A health […]

Step-by-Step Guide: How Do I Submit an Insurance Claim?

September 9th, 2013 by Jennifer Frankel

No matter whether you’ve paid for your charges to your medical bills up front or if the insurance company will pay your doctor or hospital directly, you will need to submit an insurance claim form to the insurance company. This insurance claim form informs the insurance company about the situation, what medical treatment you have […]

Why Does Insurance Matter to Me?

August 17th, 2013 by Jennifer Frankel

As an international student studying in the United States, your US school most likely requires that you present proof of adequate health insurance coverage before you are allowed to enroll in your classes. While dealing with all the worry and stress that comes with choosing a health insurance plan, you may be wondering, “ Why […]

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