Insurance Explained Category

Blog posts that explain insurance terminology and features.

Out-of-Pocket Expenses – What Are They?

January 31st, 2014 by Victoria Troupe

Having medical insurance in the US is crucial to protect you from high expenses associated with healthcare in the US. Insurance pays a portion of your medical expenses for you. Contrary to popular belief, having medical insurance in the US does not mean that you won’t have to pay anything towards your medical expenses. The […]

Top 3 Tips – How to Avoid Buying the Wrong Insurance Plan

November 19th, 2013 by Ross Mason

With the advent of the internet over the last 10 years, purchasing an insurance plan has become a lot easier and in most cases you can purchase plans right online – giving you instant coverage! This is great news and makes thing really simple, but as with any purchase you need to do your research […]

Exclusions That Can Bite Your Butt!

September 20th, 2013 by Jennifer Frankel

Many international student assume that if they have health insurance, their health care costs are either fully covered or at least a good portion of their medical bills will be paid. Unfortunately, this is not always the case where plans have “exclusions” which tell you what isn’t covered under the health insurance policy. A health […]

Step-by-Step Guide: How Do I Submit an Insurance Claim?

September 9th, 2013 by Jennifer Frankel

No matter whether you’ve paid for your charges to your medical bills up front or if the insurance company will pay your doctor or hospital directly, you will need to submit an insurance claim form to the insurance company. This insurance claim form informs the insurance company about the situation, what medical treatment you have […]

Why Does Insurance Matter to Me?

August 17th, 2013 by Jennifer Frankel

As an international student studying in the United States, your US school most likely requires that you present proof of adequate health insurance coverage before you are allowed to enroll in your classes. While dealing with all the worry and stress that comes with choosing a health insurance plan, you may be wondering, “ Why […]

Top 5 Benefits of Going In-Network

August 12th, 2013 by Jennifer Frankel

Your insurance plan contracts with a number of doctors, specialists, hospitals, labs, radiology facilities, and pharmacies. These providers make up your network, and can sometimes be known as your insurance provider network or PPO network. It is generally best to seek care within your network and there are several benefits of going in-network for health […]

Crushing Student Insurance Myths

August 5th, 2013 by ahoontrakul

“So if it wasn’t confusing enough that I’m moving to an entirely different country to study, learn a new culture and make a new set of friends all over again – I have to figure out their insurance/ health system too?” Ok, so this may not be exactly what international students in the US are […]

Study Abroad Myths Exposed

July 19th, 2013 by Bryanna Davis

Studying abroad can sometimes get a bad reputation, depending on who you have talked to in the past about their experience. To clear the air and give this international adventure the reputation it deserves, we are going to de-bunk some common myths about studying abroad. Study Abroad Myth 1: It Will Cost Too Much While […]

What is Student Insurance?

June 14th, 2013 by Bryanna Davis

Pursuing a higher education abroad allows individuals to not only gain insight into concepts of the educational world that may have never otherwise never been conceived, but to also experience the everyday unknown. For many, it’s the chance to live away from home, develop new relationships and discover what path in life they want to […]

How to Evaluate International Student Insurance Plans

May 24th, 2013 by Ross Mason

With the summer travel season coming up, and with the new school year just a few months away, many students will be busily getting everything ready for their adventure abroad. In some cases your school will offer international insurance coverage, however in some cases this may not fit your needs or you may want to […]

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