Even if you now know what the ACA stands for (Affordable Care Act), you still might be filled with questions about what it means for you as an international student. In today’s blog, we are going to explore the top questions international students have about the ACA. 1. What is the Affordable Care Act? The […]
Insurance Explained Category
Blog posts that explain insurance terminology and features.
Top Questions International Students Have About the ACA
January 10th, 2017 by Jennifer FrankelTwo Insurance Plans: A Good or Bad Idea?
December 15th, 2016 by Bryanna DavisMore is always better, right? When it comes to the number of insurance plans you have, that’s not always the case. If you’re considering buying two (or more) health insurance plans here are a few things that you need to keep in mind. Why consider buying two insurance plans? A few common scenarios as to […]
I Don’t Have Insurance, But Have Medical Bills To Pay!
August 1st, 2016 by Sutherland BeeverYou’re young. You’re healthy. And then out of nowhere, you’re faced with a medical emergency, spend some time in the hospital, and are now forced with astronomical medical bills to pay.
Individual or Group Insurance – What is Right for My Group?
July 11th, 2016 by Jennifer FrankelMany schools and organizations come to us trying to figure out how to best manage their insurance plan. Deciding whether an individual or group insurance plan is best for your students can be difficult, and will depend on your process, how much control (and how involved) you want over the insurance, ease of administration, and […]
Does International Student Health Insurance Cover Everything?
June 30th, 2016 by Bryanna DavisHealth insurance can provide peace of mind against high medical bills when studying outside your home country – especially while in the US. However, not all insurance plans are the same, and as a buyer it’s important that you research the plan you’re considering and understand what it will cover before an injury or illness […]
High School Year Abroad – Do I Need Special Coverage?
May 17th, 2016 by Ross MasonWhen considering your healthcare options, you first need to understand the healthcare system in the country you will be studying in. You will want to find out if there is a nationalized healthcare system and decide whether you will need to purchase private health insurance.
Capped Benefits: Know the Pitfalls and Dangers!
April 19th, 2016 by Jennifer FrankelWith most insurance plans, there will always be marketing materials such as brochures or a table of benefits that explains the benefits of that particular plan. While this may give you a bird’s eye view of your plan, this is NOT the official policy wording of your policy and you might be surprised to find […]
4 Tips for an Easy Insurance Waiver Process
March 21st, 2016 by Sutherland BeeverIt is common for colleges and universities in the U.S. to allow their international students to “waive” a school-sponsored health insurance plan, and instead purchase a plan of their own choosing. Here we have some tips so you have a smooth insurance waiver process.
Why you Need an International Student Insurance Plan you can Renew
February 23rd, 2016 by Bryanna DavisIf you’re like many other international students who come to the US to study, you’ll be pursuing your degree for a few years. In turn, this also means you will need a health insurance plan that you can keep during that time. While it might initially seem like a good idea to purchase a health […]
Terrorism Coverage Explained
December 22nd, 2015 by Sutherland BeeverWith the recent attacks in Paris, the topic of terrorism has quickly transitioned from the back burner of international news to the front page of newspapers worldwide. While the rest of the world has turned its focus to the perpetrators and the healing process following this malicious act, our team at International Student Insurance wants […]
