Insurance Explained Category

Blog posts that explain insurance terminology and features.

HIPAA and Privacy Laws in the US

January 12th, 2018 by Jennifer Frankel

Many people would agree that medical information should be confidential, and in the US, there are laws that govern what information can be given out to third parties. This law, called HIPAA (or Health Insurance Portability and Accountability Act), protects the “privacy and security of certain health information.” If you have ever had medical treatment […]

How do I Know What my Plan will and Won’t Cover?

November 15th, 2017 by Sutherland Beever

  It’s important to keep in mind that health insurance plans in the United States aren’t designed to cover everything and different types of insurance plans will cover different things.  Ideally, an insurance plan will help cover a large portion of the bills that you incur from a doctor’s office or hospital, but there is […]

The Ins and Outs of Pre-existing Conditions

October 20th, 2017 by Yessica Prato

If you are an international student or traveler, we recommend that you have a health insurance plan in case there is an accident or you suffer an illness and need to seek medical attention. When it comes to choosing an insurance plan, there are many important aspects that you should consider while you travel abroad. […]

Insurance Carrier Ratings and Why They Matter

September 19th, 2017 by Leah Hammond

The rating of the insurance carrier shows the financial strength and stability of the company, and their ability to pay for eligible medical claims. To help with making your decision, we will explain insurance carrier ratings and why they matter, the different credit rating agencies, and the ratings of the plans we offer at International Student Insurance.

School insurance plans or my own insurance – which is better?

July 14th, 2017 by Ross Mason

When looking for insurance coverage as an international student in the USA, there are often a few options for you to consider. The three most common ones are outlined in our “School health insurance in the US” insurance explained article – but basically it boils down to a school mandated plan offered by your school, […]

How to Schedule a Doctor’s Appointment in the US

June 15th, 2017 by Bryanna Davis

Visiting the doctor in a new country is easier said than done. If you’re not sure how to schedule a doctor’s appointment in the US, or how to even find a doctor, following these steps can help simplify the process

The US Healthcare Video now available in Spanish

June 1st, 2017 by Juncal Caballero

The Healthcare System in the United States may seem confusing, but in just 7 minutes you will get a quick overview of how it works and get you ready to start your experience in the United States.

The Pros and Cons of Buying a Travel Medical Insurance from your Home Country

May 15th, 2017 by Sutherland Beever

There are countless travel insurance policies offered in your home country and even more offered in the country you’re visiting, so weighing the pros and cons will help you make the best possible decision.

I’m Scared to Talk About My Mental Health Issues, What Can I Do?

April 17th, 2017 by Yessica Prato

Imagine waking up one day and not knowing why you feel tired even after a good night sleep. Suddenly, simple tasks like showering, getting ready for classes, or leaving your room seem to require an incredible amount of strength. This could be signs of a mental health condition. As an international student, many factors can […]

Medical Checklist Before You Travel to the USA

March 2nd, 2017 by Leah Hammond

Before traveling to the United States, it is important to make sure you follow this health tips to prevent you from spending unnecessary huge amounts the money once in the US.

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