Insurance Explained Category

Blog posts that explain insurance terminology and features.

Trip Cancellation vs. Travel Medical Insurance

January 7th, 2009 by International-Student-Insurance

There can be some confusion in deciding which insurance plan is right for you and your trip. To help you decide you’ll want to consider the benefits that each plan offers and what would be most important to you. Trip cancellation policies cover the actual trip itself and typically provide coverage for personal effect. They […]

Health Insurance Carrier Ratings

December 12th, 2008 by International-Student-Insurance

What are insurance ratings and why are they important to me? Nothing is more important to a policyholder than the financial strength of their insurance company. You should always make sure that the plan you purchase is underwritten by a carrier with a great rating. By doing this, you can feel confident that your eligible […]

Maternity Benefits and How They Can Affect You

December 5th, 2008 by International-Student-Insurance

Insurance benefits and terms can be tricky to understand at first even to seasoned insurance buyers. However, it’s important to understand fully what your policy covers and doesn’t cover. If you don’t, you may be caught in a situation where your policy doesn’t cover it and you may have a high medical bill to pay […]

Client Zone – Manage Your Plan Online

August 6th, 2008 by International-Student-Insurance

In todays world, we are traveling much more and mobility from country to country are at all time levels. That is the same for international students, who are now traveling much more than ever before – not just to their host country, but then beyond that. That is why, as an international student, you want […]

Student Insurance Waiver Form

January 8th, 2008 by International-Student-Insurance

If you want to save yourself some money and do not want to purchase your schools international student health insurance plan, then you are at the right place. The Student Secure will meet and exceed most school insurance requirements and is generally much more affordable starting at just $33/ month for US Citizens studying abroad […]

How does the deductible on your insurance plan affect you?

November 26th, 2007 by International-Student-Insurance

Almost all health insurance plans have a deductible or co-payments. A deductible is the amount the insured (you) must pay before the insurance company will pay towards your expenses. And a co-payment is the amount that you also must pay out of your own pocket; although a co-payment is typically a per service fee or […]

What is a PPO and why is it important to you?

October 17th, 2007 by International-Student-Insurance

A PPO, also known as a Preferred Provider Organization, is defined as an organization of doctors, hospital and medical care facilities that have contracted with the insurance company to all provide services at a contracted rate. Usually the rate they receive is at a reduced rate. A PPO type arrangement can be beneficial for both […]

What is the difference between the budget level and select level of the Student Secure plan?

August 22nd, 2007 by International-Student-Insurance

This is one of the most popular questions we receive. The Student Secure plan, which is particularly designed for F1 visa holders or full-time international and study abroad students, has two levels: budget and select. The budget level provides up to $250,000 worth of coverage and the select level provides up to $300,000 worth of […]

What type of plan is right for me?

December 7th, 2006 by International-Student-Insurance

Choosing the right international student insurance plan can be a daunting task, with deductibles here and benefits there, it can be hard to understand what you need and what things to look out for! To help you with this, this article is designed to help you decide what type of plan is right for you. […]

Insurance Terms Explained

November 23rd, 2006 by International-Student-Insurance

Shopping around for insurance can be very hard at the best of times, even when you do speak the language it can be hard to fully understand what something means. So, when you are an international student and need to purchase insurance, it can be even harder to understand what everything means when English is […]

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