Insurance Explained Category

Blog posts that explain insurance terminology and features.

How does the deductible on your insurance plan affect you?

November 26th, 2007 by International-Student-Insurance

Almost all health insurance plans have a deductible or co-payments. A deductible is the amount the insured (you) must pay before the insurance company will pay towards your expenses. And a co-payment is the amount that you also must pay out of your own pocket; although a co-payment is typically a per service fee or […]

What is a PPO and why is it important to you?

October 17th, 2007 by International-Student-Insurance

A PPO, also known as a Preferred Provider Organization, is defined as an organization of doctors, hospital and medical care facilities that have contracted with the insurance company to all provide services at a contracted rate. Usually the rate they receive is at a reduced rate. A PPO type arrangement can be beneficial for both […]

What is the difference between the budget level and select level of the Student Secure plan?

August 22nd, 2007 by International-Student-Insurance

This is one of the most popular questions we receive. The Student Secure plan, which is particularly designed for F1 visa holders or full-time international and study abroad students, has two levels: budget and select. The budget level provides up to $250,000 worth of coverage and the select level provides up to $300,000 worth of […]

What type of plan is right for me?

December 7th, 2006 by International-Student-Insurance

Choosing the right international student insurance plan can be a daunting task, with deductibles here and benefits there, it can be hard to understand what you need and what things to look out for! To help you with this, this article is designed to help you decide what type of plan is right for you. […]

Insurance Terms Explained

November 23rd, 2006 by International-Student-Insurance

Shopping around for insurance can be very hard at the best of times, even when you do speak the language it can be hard to fully understand what something means. So, when you are an international student and need to purchase insurance, it can be even harder to understand what everything means when English is […]

New Insurance Blog

November 20th, 2006 by International-Student-Insurance

As part of our ongoing effort to supply our new and existing customers with information and news about their insurance plans, International Student Insurance has started an insurance blog. The blog will be kept up-to-date with industry news, customer information, plan changes, and much more so it will be a very useful tool for our […]

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