A deductible is the amount you will pay when you see a doctor or hospital before insurance will pay anypart of the visit. There are two different types of deductibles: Deductible per policy period: Once you have paid an amount equal to the deductible for medical bills (one or several that all add up to […]
Insurance Explained Category
Blog posts that explain insurance terminology and features.
What is a Deductible?
December 5th, 2024 by Debra MerrittAppealing a Denied Health Insurance Claim
November 15th, 2024 by Alexis PonceDealing with uncovered medical expenses can be a very stressful experience that causes high levels of anxiety, especially for students and international travelers located far from home. For this reason, it’s important that you understand which are the options available to you if you disagree with your insurer’s decision to deny your claim. Appealing a […]
How stress shapes our world
September 30th, 2024 by Angela PerrilliatIt may seem like stress is a very modern problem but it has always been there, the difference is that in today’s world we are now extremely aware of it, mention it, and acknowledge it as an everyday part of our lives. Now, although humans can share the same stressful experiences and situations, how we […]
New Student Secure Benefits for the 2024-2025 School Year
August 1st, 2024 by Jennifer FrankelAre you an international student studying in the U.S. or planning to study in the US this year? International Student Insurance (ISI) recently rolled out significant updates to their Student Secure plan for the 2024-2025 school year, bringing you enhanced coverage and benefits. What’s New in the Student Secure Plan? The Student Secure plan, designed […]
Peace of Mind for Travelers: Emergency Medical Evacuation and Repatriation of Remains Insurance
July 18th, 2024 by Joss JimenezTraveling the world opens doors to incredible experiences, but it also comes with inherent risks. Unexpected medical emergencies can happen anywhere, and the costs associated with them, especially in remote locations, can be astronomical. That’s where emergency medical evacuation and repatriation of remains insurance comes in. What is Emergency Medical Evacuation and Repatriation of Remains […]
Alternative Insurance Plan for NYU Students
July 12th, 2024 by Maria CaballeroFor international students studying at New York University (NYU), you have the option to choose the school insurance plan or select an alternative option that meets the waiver requirements. Read this article to learn more about how the waiver process works when you purchase our Student Defender plan to waive the NYU school insurance. What […]
The Cornerstone of Trust: Delivering Exceptional Customer Service
April 12th, 2024 by Juan ReyesIn the realm of financial security, where complex products intersect with potentially stressful situations, exceptional customer service becomes the cornerstone of trust and successful experiences. While competitive rates and comprehensive coverage are essential, it’s the quality of human interaction that fosters long-term relationships and loyalty. This blog explores the key aspects that contribute to great […]
New Provider Network in 2023
November 8th, 2023 by Staci FarmerEffective November 6th 2023 the provider network for the ISI Protect Plan is due to change from the Multiplan PPO Network to the United Healthcare Global PPO network. This will be a welcome move since the UHC Global PPO network will provide wider access to participating providers. Please keep in mind that all policies purchased […]
Introducing the World Elite plan to ISI
November 1st, 2023 by Alexis PonceISI is excited to announce that we’ve expanded our insurance options to cater to all different types of health insurance requirements and now, we will be introducing the World Elite plan, which is ACA-compliant and available for purchase for international students at select universities! The plan is available in three levels: World Elite Plus, World […]
Why should I get my vision tested?
September 29th, 2023 by Joss JimenezSight is one of our most precious senses and it is important to make sure our sight is sharp and healthy. One way to take care of it is to have regular sight tests. Sight tests are essential for detecting and monitoring a variety of eye conditions, including: How often should you get tested for […]
